Mangalam Industrial FinanceBOM:537800 -1.69%57 Quick Ratio is 75.72 as of Mar. 2026, which is 58% below its 10-year median of 181.28. GuruFocus rates BOM:537800 with a GF Score™ of 57/100 and a GF Value™ of ₹30.87 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 393 Credit Services companies, Mangalam Industrial Finance ranks better than 78.12% on this metric.
Mangalam Industrial Finance has a quick ratio of 75.72. It generally indicates good short-term financial strength.
The historical rank and industry rank for Mangalam Industrial Finance's Quick Ratio or its related term are showing as below:
BOM:537800'
s Quick Ratio Range Over the Past 10 Years
Min: 20.73 Med: 181.28 Max: 64502
Current: 75.72
During the past 13 years, Mangalam Industrial Finance's highest Quick Ratio was 64502.00. The lowest was 20.73. And the median was 181.28.
BOM:537800's Quick Ratio is ranked better than 78.12% of 393
companies
in the Credit Services industry
Industry Median: 4.44
vs BOM:537800: 75.72
Mangalam Industrial Finance (BOM:537800) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Mangalam Industrial Finance Quick Ratio Related Terms
Mangalam Industrial Finance Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Mangalam Industrial Finance's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mangalam Industrial Finance Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mangalam Industrial Finance's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Mangalam Industrial Finance's Quick Ratio falls into.
Mangalam Industrial Finance Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mangalam Industrial Finance (BOM:537800) has a Quick Ratio of 75.72 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mangalam Industrial Finance and its competitors. This is 58% below median its historical median of 181.28. Over the past decade, Mangalam Industrial Finance's Quick Ratio has ranged from 20.73 to 64,502.00. According to the industry distribution chart, Mangalam Industrial Finance ranks #86 out of 393 companies in the Credit Services industry, placing it in the top 21.9%.
Is Mangalam Industrial Finance's Quick Ratio too high?
Mangalam Industrial Finance's current Quick Ratio of 75.72 is 58% below median its 10-year median of 181.28. Over the past 10 years, this metric has ranged from a low of 20.73 to a high of 64,502.00. The Credit Services industry median Quick Ratio is 4.44. Mangalam Industrial Finance's value of 75.72 is 1605.4% above this industry median. Based on the distribution chart, Mangalam Industrial Finance ranks #86 out of 393 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mangalam Industrial Finance has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Mangalam Industrial Finance's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Mangalam Industrial Finance ranks #86 out of 393 companies for Quick Ratio. This places Mangalam Industrial Finance in the top 22% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.44. Mangalam Industrial Finance's value of 75.72 is 1605.4% above this benchmark. Historically, Mangalam Industrial Finance's own Quick Ratio has ranged from 20.73 to 64,502.00 over the past decade. While the company's 10-year median is 181.28 vs. the industry median of 4.44, Mangalam Industrial Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.44, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mangalam Industrial Finance's current Quick Ratio of 75.72 is 1605.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Mangalam Industrial Finance and its competitors. For the Credit Services industry, the median Quick Ratio is 4.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mangalam Industrial Finance's current Quick Ratio is 75.72, which is 58% below median its own 10-year median of 181.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mangalam Industrial Finance stock overvalued right now?
Based on GuruFocus' analysis, Mangalam Industrial Finance (BOM:537800) is currently considered Possible Value Trap. The stock's GF Value™ is ₹30.87, compared to a current price of ₹0.58 — trading 98.1% below its estimated fair value. The current Quick Ratio is 75.72, which is 58% below median its 10-year median of 181.28 and 1605.4% above the Credit Services industry median of 4.44. Mangalam Industrial Finance's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Mangalam Industrial Finance (BOM:537800), the current Quick Ratio is 75.72 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mangalam Industrial Finance (BOM:537800) Overvalued in 2026?
Based on GuruFocus' analysis, Mangalam Industrial Finance stock appears to be undervalued.
The current stock price of ₹0.58 is trading 98.1% below its estimated GF Value™ of ₹30.87.
GuruFocus considers Mangalam Industrial Finance to be Possible Value Trap.
Key valuation signals for BOM:537800:
Quick Ratio: 75.72 (58% below median its 10-year median of 181.28)
GF Value™: ₹30.87 vs. price of ₹0.58 (98.1% below fair value)
Industry Position: 1605.4% above the Credit Services median (#86 of 393)
No single metric tells the full story. See the BOM:537800 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mangalam Industrial Finance Ltd is a non-banking financial company engaged in investing and financing. The company generates the majority of its revenue from interest income on loans. It provides hassle-free, easy, and quick loan facilities, offering personal loans, business loans, and professional loans. The company mainly supports customers with financial solutions for the purchase of electric two-wheelers.
57GF Score
Get the complete analysis for BOM:537800
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:537800 has been successfully added to your 
