FMCB (Farmers & Merchants Bancorp) Insider Ownership: 17.31 % (As of Sep. 13, 2026)

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FMCB Farmers & Merchants Bancorp FMCB
77 GF Score
Price $1,424.50
GF Value $1,206.50
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bancorp Insider Ownership?

Farmers & Merchants Bancorp FMCB -0.38% 77 Insider Ownership is 17.31 % as of Sep. 13, 2026. GuruFocus rates FMCB with a GF Score™ of 77/100 and a GF Value™ of $1,206.50 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Farmers & Merchants Bancorp's insider ownership is 17.31%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Farmers & Merchants Bancorp's Institutional Ownership is 0.53%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Farmers & Merchants Bancorp's Float Percentage Of Total Shares Outstanding is 91.84%.

Farmers & Merchants Bancorp Insider Ownership Historical Data

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The historical data trend for Farmers & Merchants Bancorp's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bancorp Insider Ownership Chart

Farmers & Merchants Bancorp Historical Data

The historical data trend for Farmers & Merchants Bancorp can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Insider Ownership 17.31 17.31 17.31 17.31 17.31 17.31 17.31 17.31 17.31 17.31
FMCB
77GF Score
Farmers & Merchants Bancorp FMCB
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers & Merchants Bancorp Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 17.31 % mean?
Farmers & Merchants Bancorp (FMCB) has a Insider Ownership of 17.31 % as of Sep. 13, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Farmers & Merchants Bancorp and its competitors.
Is Farmers & Merchants Bancorp's Insider Ownership too high?
Farmers & Merchants Bancorp's current Insider Ownership is 17.31 %. Overall, Farmers & Merchants Bancorp has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bancorp's Insider Ownership compare to TRST and CPF?
Farmers & Merchants Bancorp's Insider Ownership of 17.31 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Farmers & Merchants Bancorp and its competitors. Farmers & Merchants Bancorp's current Insider Ownership is 17.31 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bancorp (FMCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $1,206.50, compared to a current price of $1,424.50 — trading 18.1% above its estimated fair value. The current Insider Ownership is 17.31 %. Farmers & Merchants Bancorp's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Farmers & Merchants Bancorp (FMCB), the current Insider Ownership is 17.31 % as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bancorp (FMCB) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bancorp stock appears to be overvalued. The current stock price of $1,424.50 is trading 18.1% above its estimated GF Value™ of $1,206.50. GuruFocus considers Farmers & Merchants Bancorp to be Modestly Overvalued.

Key valuation signals for FMCB:

  • Insider Ownership: 17.31 %
  • GF Value™: $1,206.50 vs. price of $1,424.50 (18.1% above fair value)
  • GF Score™: 77/100 with 5 warning signs

No single metric tells the full story. See the FMCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers & Merchants Bancorp Business Description

Address 111 W. Pine Street, Lodi, CA, USA, 95240
Farmers & Merchants Bancorp is a bank holding company that provides a broad range of lending products, including commercial, commercial real estate, construction, agribusiness, consumer, credit card, residential real estate loans, and equipment leases. Its offerings include term loans, lines of credit, working capital financing, and letters of credit, along with automobile, home improvement, and home equity financing for individuals. It also offers deposit products such as checking, savings, money market accounts, certificates of deposit, individual retirement accounts, and online banking services. In addition, it provides specialized services for commercial clients, including merchant credit card programs, collection services, account reconciliation, and electronic funds transfers.
77GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,424.50
Price
$1,206.50
GF Value