FMCB (Farmers & Merchants Bancorp) Inventories, Work In Process

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMCB Farmers & Merchants Bancorp FMCB
74 GF Score
Price $1,370.00
GF Value $1,194.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bancorp Inventories, Work In Process?

Inventories, Work In Process does not apply to banks and insurance companies.

FMCB
74GF Score
Farmers & Merchants Bancorp FMCB
Inventories, Work In Process is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Farmers & Merchants Bancorp (FMCB) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bancorp stock appears to be overvalued. The current stock price of $1,370.00 is trading 14.7% above its estimated GF Value™ of $1,194.25. GuruFocus considers Farmers & Merchants Bancorp to be Modestly Overvalued.

Key valuation signals for FMCB:

  • Inventories, Work In Process:
  • GF Value™: $1,194.25 vs. price of $1,370.00 (14.7% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the FMCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers & Merchants Bancorp Business Description

Address 111 W. Pine Street, Lodi, CA, USA, 95240
Farmers & Merchants Bancorp is a bank holding company that provides a broad range of lending products, including commercial, commercial real estate, construction, agribusiness, consumer, credit card, residential real estate loans, and equipment leases. Its offerings include term loans, lines of credit, working capital financing, and letters of credit, along with automobile, home improvement, and home equity financing for individuals. It also offers deposit products such as checking, savings, money market accounts, certificates of deposit, individual retirement accounts, and online banking services. In addition, it provides specialized services for commercial clients, including merchant credit card programs, collection services, account reconciliation, and electronic funds transfers.
74GF Score

Get the complete analysis for FMCB

Inventories, Work In Process is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1,370.00
Price
$1,194.25
GF Value