River City Bank (FRA:YN0) Insider Ownership: 0.00 % (As of Sep. 16, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:YN0 River City Bank FRA:YN0
60 GF Score
Price €45.10
GF Value €27.47
! 5 Warning Signs
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What is River City Bank Insider Ownership?

River City Bank FRA:YN0 +0.67% 60 Insider Ownership is 0.00 % as of Sep. 16, 2026. GuruFocus rates FRA:YN0 with a GF Score™ of 60/100 and a GF Value™ of €27.47. The stock has 5 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, River City Bank's insider ownership is 0.00%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, River City Bank's Institutional Ownership is 1.10%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, River City Bank's Float Percentage Of Total Shares Outstanding is N/A.

River City Bank Insider Ownership Historical Data

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The historical data trend for River City Bank's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank Insider Ownership Chart

River City Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Insider Ownership
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

River City Bank Semi-Annual Data
Dec23 Dec25
Insider Ownership 0.00 0.00
FRA:YN0
60GF Score
River City Bank FRA:YN0
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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River City Bank Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 0.00 % mean?
River City Bank (FRA:YN0) has a Insider Ownership of 0.00 % as of Sep. 16, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on River City Bank and its competitors.
Is River City Bank's Insider Ownership too high?
River City Bank's current Insider Ownership is 0.00 %. Overall, River City Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does River City Bank's Insider Ownership compare to AROW and CWBC?
River City Bank's Insider Ownership of 0.00 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on River City Bank and its competitors. River City Bank's current Insider Ownership is 0.00 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River City Bank stock overvalued right now?
River City Bank (FRA:YN0) has a current Insider Ownership of 0.00 %. The stock's GF Value™ is €27.47, compared to a current price of €45.10 — trading 64.2% above its estimated fair value. The current Insider Ownership is 0.00 %. River City Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For River City Bank (FRA:YN0), the current Insider Ownership is 0.00 % as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River City Bank (FRA:YN0) Overvalued in 2026?

Based on GuruFocus' analysis, River City Bank stock appears to be overvalued. The current stock price of €45.10 is trading 64.2% above its estimated GF Value™ of €27.47.

Key valuation signals for FRA:YN0:

  • Insider Ownership: 0.00 %
  • GF Value™: €27.47 vs. price of €45.10 (64.2% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the FRA:YN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River City Bank Business Description

Other Exchanges RCBC:USA
Address 2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
60GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.10
Price
€27.47
GF Value