River City Bank (FRA:YN0) 5-Year Yield-on-Cost %: 0.00 (As of Sep. 16, 2026)

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FRA:YN0 River City Bank FRA:YN0
60 GF Score
Price €45.10
GF Value €27.47
! 5 Warning Signs
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What is River City Bank 5-Year Yield-on-Cost %?

River City Bank FRA:YN0 +0.67% 60 5-Year Yield-on-Cost % is 0.00 as of Sep. 16, 2026. GuruFocus rates FRA:YN0 with a GF Score™ of 60/100 and a GF Value™ of €27.47. The stock has 5 warning signs investors should review. Among 1,241 Banks companies, River City Bank ranks worse than 96.78% on this metric.

River City Bank's yield on cost for the quarter that ended in Dec. 2025 was 0.00.


The historical rank and industry rank for River City Bank's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 10 years, River City Bank's highest Yield on Cost was 1.06. The lowest was 0.00. And the median was 0.68.


FRA:YN0's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.82
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

River City Bank  (FRA:YN0) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


River City Bank 5-Year Yield-on-Cost % Related Terms


FRA:YN0 vs AROW, CWBC, PFIS: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, River City Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River City Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, River City Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where River City Bank's 5-Year Yield-on-Cost % falls into.


FRA:YN0
60GF Score
River City Bank FRA:YN0
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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River City Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of River City Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
River City Bank (FRA:YN0) has a 5-Year Yield-on-Cost % of 0.00 as of Sep. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on River City Bank and its competitors. According to the industry distribution chart, River City Bank ranks #1201 out of 1241 companies in the Banks industry, placing it in the top 96.8%.
Is River City Bank's 5-Year Yield-on-Cost % too high?
River City Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, River City Bank ranks #1201 out of 1241 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, River City Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does River City Bank's 5-Year Yield-on-Cost % compare to AROW and CWBC?
According to the Banks industry distribution chart, River City Bank ranks #1201 out of 1241 companies for 5-Year Yield-on-Cost %. This places River City Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,241 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on River City Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River City Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River City Bank stock overvalued right now?
River City Bank (FRA:YN0) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is €27.47, compared to a current price of €45.10 — trading 64.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. River City Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For River City Bank (FRA:YN0), the current 5-Year Yield-on-Cost % is 0.00 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River City Bank (FRA:YN0) Overvalued in 2026?

Based on GuruFocus' analysis, River City Bank stock appears to be overvalued. The current stock price of €45.10 is trading 64.2% above its estimated GF Value™ of €27.47.

Key valuation signals for FRA:YN0:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: €27.47 vs. price of €45.10 (64.2% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the FRA:YN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River City Bank Business Description

Other Exchanges RCBC:USA
Address 2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
60GF Score

Get the complete analysis for FRA:YN0

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.10
Price
€27.47
GF Value