River City Bank (FRA:YN0) Volatility: N/A% (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:YN0 River City Bank FRA:YN0
60 GF Score
Price €45.10
GF Value €27.47
! 5 Warning Signs
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What is River City Bank Volatility?

River City Bank FRA:YN0 +0.67% 60 Volatility is N/A% as of Sep. 16, 2026. GuruFocus rates FRA:YN0 with a GF Score™ of 60/100 and a GF Value™ of €27.47. The stock has 5 warning signs investors should review.

Volatility is a statistical measure of the dispersion of returns for a given security or market index, it shows how the price swings around its mean. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year. In most cases, the higher the volatility, the riskier the security.

River City Bank does not have enough data to calculate Volatility.

River City Bank  (FRA:YN0) Volatility Explanation

Volatility is a statistical measure of the dispersion of returns for a given security or market index. It’s often measured as standard deviation or variance of historical returns over a certain period. The volatility here is measured as the annualized standard deviation between monthly returns from the security over the past year.

Volatility reflects the uncertainty or risk of a security’s value. Generally speaking, a higher volatility suggests a higher risk, because it implies a wider fluctuation around average price. This means the price of the security can change dramatically in either direction within a short period. Conversely, a lower volatility means that the security's price is more steady, which suggests a lower risk.

Another measurement of relative volatility is Beta. Beta is a measure of systematic risk of a security or a portfolio in comparison to the market as a whole. Beta is usually compared to 1. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

River City Bank Volatility Related Terms

FRA:YN0
60GF Score
River City Bank FRA:YN0
Volatility is just one metric. See GF Score™, valuation, warning signs, and more.
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River City Bank  (FRA:YN0) Volatility Calculation

The annualized volatility is calculated as following:

σA=σM * √12
=√ 1/(n-1) ∑(Ri - R')^2 * √12

Where: σM is the monthly volatility, n is the number of months in the period, Ri is the security's historical monthly returns and R' is the arithmetic mean of monthly returns.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Volatility →
What does a Volatility of N/A% mean?
River City Bank (FRA:YN0) has a Volatility of N/A% as of Sep. 16, 2026. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on River City Bank and its competitors.
Is River City Bank's Volatility too high?
River City Bank's current Volatility is N/A%. Overall, River City Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does River City Bank's Volatility compare to AROW and CWBC?
River City Bank's Volatility of N/A% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Volatility for a Banks company?
A good Volatility depends on the Banks industry context. However, Volatility should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Volatility mean?
A high Volatility can signal that a stock is expensive relative to its fundamentals. Volatility is measured as the annualized standard deviation between monthly returns from the security over the past year. View historical data on River City Bank and its competitors. River City Bank's current Volatility is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River City Bank stock overvalued right now?
River City Bank (FRA:YN0) has a current Volatility of N/A%. The stock's GF Value™ is €27.47, compared to a current price of €45.10 — trading 64.2% above its estimated fair value. The current Volatility is N/A%. River City Bank's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Volatility calculated?
Volatility is calculated from a company's financial statements. For River City Bank (FRA:YN0), the current Volatility is N/A% as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River City Bank (FRA:YN0) Overvalued in 2026?

Based on GuruFocus' analysis, River City Bank stock appears to be overvalued. The current stock price of €45.10 is trading 64.2% above its estimated GF Value™ of €27.47.

Key valuation signals for FRA:YN0:

  • Volatility: N/A%
  • GF Value™: €27.47 vs. price of €45.10 (64.2% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the FRA:YN0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River City Bank Business Description

Other Exchanges RCBC:USA
Address 2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
60GF Score

Get the complete analysis for FRA:YN0

Volatility is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.10
Price
€27.47
GF Value