FMAO (Farmers & Merchants Bancorp) Institutional Ownership: 32.10% (As of Aug. 20, 2026)

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FMAO Farmers & Merchants Bancorp Inc FMAO
63 GF Score
Price $33.74
GF Value $29.13
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Farmers & Merchants Bancorp Institutional Ownership?

Farmers & Merchants Bancorp FMAO +0.54% 63 Institutional Ownership is 32.10% as of Aug. 20, 2026. GuruFocus rates FMAO with a GF Score™ of 63/100 and a GF Value™ of $29.13 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Farmers & Merchants Bancorp's institutional ownership is 32.10%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Farmers & Merchants Bancorp's Insider Ownership is 7.24%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Farmers & Merchants Bancorp's Float Percentage Of Total Shares Outstanding is 96.47%.

Farmers & Merchants Bancorp Institutional Ownership Historical Data

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The historical data trend for Farmers & Merchants Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Farmers & Merchants Bancorp Institutional Ownership Chart

Farmers & Merchants Bancorp Historical Data

The historical data trend for Farmers & Merchants Bancorp can be seen below:

2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30 2026-07-31
Institutional Ownership 22.72 22.84 22.44 22.20 22.34 23.06 23.14 23.78 26.54 28.01
FMAO
63GF Score
Farmers & Merchants Bancorp Inc FMAO
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Farmers & Merchants Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 32.10% mean?
Farmers & Merchants Bancorp (FMAO) has a Institutional Ownership of 32.10% as of Aug. 20, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Farmers & Merchants Bancorp and its competitors.
Is Farmers & Merchants Bancorp's Institutional Ownership too high?
Farmers & Merchants Bancorp's current Institutional Ownership is 32.10%. Overall, Farmers & Merchants Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bancorp's Institutional Ownership compare to PLBC and NEWT?
Farmers & Merchants Bancorp's Institutional Ownership of 32.10% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Farmers & Merchants Bancorp and its competitors. Farmers & Merchants Bancorp's current Institutional Ownership is 32.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bancorp (FMAO) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.13, compared to a current price of $33.74 — trading 15.8% above its estimated fair value. The current Institutional Ownership is 32.10%. Farmers & Merchants Bancorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Farmers & Merchants Bancorp (FMAO), the current Institutional Ownership is 32.10% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Farmers & Merchants Bancorp (FMAO) Overvalued in 2026?

Based on GuruFocus' analysis, Farmers & Merchants Bancorp stock appears to be overvalued. The current stock price of $33.74 is trading 15.8% above its estimated GF Value™ of $29.13. GuruFocus considers Farmers & Merchants Bancorp to be Modestly Overvalued.

Key valuation signals for FMAO:

  • Institutional Ownership: 32.10%
  • GF Value™: $29.13 vs. price of $33.74 (15.8% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the FMAO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Farmers & Merchants Bancorp Business Description

Address 307 North Defiance Street, Archbold, OH, USA, 43502
Farmers & Merchants Bancorp Inc is a holding company based in Ohio. The company is engaged in one segment which is commercial banking. The activities of the company include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities.
63GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.74
Price
$29.13
GF Value