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Farmers & Merchants Bancorp's quarterly Total Liabilities
increased
from Dec. 2025 ($3,063.52 Mil) to Mar. 2026 ($3,109.62 Mil) and
increased
from Mar. 2026 ($3,109.62 Mil) to Jun. 2026 ($3,117.40 Mil).
Farmers & Merchants Bancorp's annual Total Liabilities
increased
from Dec. 2023 ($2,966.69 Mil) to Dec. 2024 ($3,029.51 Mil) and
increased
from Dec. 2024 ($3,029.51 Mil) to Dec. 2025 ($3,063.52 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Farmers & Merchants Bancorp Total Liabilities Chart
Farmers & Merchants Bancorp Total Liabilities Calculation
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
Farmers & Merchants Bancorp's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $3,117.4 Mil mean?
Farmers & Merchants Bancorp (FMAO) has a Total Liabilities of $3,117.4 Mil as of Jun. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Farmers & Merchants Bancorp and its competitors.
Is Farmers & Merchants Bancorp's Total Liabilities too high?
Farmers & Merchants Bancorp's current Total Liabilities is $3,117.4 Mil. Overall, Farmers & Merchants Bancorp has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Farmers & Merchants Bancorp's Total Liabilities compare to PLBC and NEWT?
Farmers & Merchants Bancorp's Total Liabilities of $3,117.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Farmers & Merchants Bancorp and its competitors. Farmers & Merchants Bancorp's current Total Liabilities is $3,117.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Farmers & Merchants Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Farmers & Merchants Bancorp (FMAO) is currently considered Modestly Overvalued. The stock's GF Value™ is $29.13, compared to a current price of $33.43 — trading 14.8% above its estimated fair value. The current Total Liabilities is $3,117.4 Mil. Farmers & Merchants Bancorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Farmers & Merchants Bancorp (FMAO), the current Total Liabilities is $3,117.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Farmers & Merchants Bancorp (FMAO) Overvalued in 2026?
Based on GuruFocus' analysis, Farmers & Merchants Bancorp stock appears to be overvalued.
The current stock price of $33.43 is trading 14.8% above its estimated GF Value™ of $29.13.
GuruFocus considers Farmers & Merchants Bancorp to be Modestly Overvalued.
Key valuation signals for FMAO:
Total Liabilities: $3,117.4 Mil
GF Value™: $29.13 vs. price of $33.43 (14.8% above fair value)
No single metric tells the full story. See the FMAO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Farmers & Merchants Bancorp Inc is a holding company based in Ohio. The company is engaged in one segment which is commercial banking. The activities of the company include commercial, agricultural and residential mortgages as well as consumer and credit card lending activities.
63GF Score
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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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