IBCP (Independent Bank) Institutional Ownership: 92.43% (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IBCP Independent Bank Corp. IBCP
65 GF Score
Price $36.14
GF Value $32.31
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Independent Bank Institutional Ownership?

Independent Bank IBCP +0.66% 65 Institutional Ownership is 92.43% as of Jul. 15, 2026. GuruFocus rates IBCP with a GF Score™ of 65/100 and a GF Value™ of $32.31 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Independent Bank's institutional ownership is 92.43%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Independent Bank's Insider Ownership is 5.44%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Independent Bank's Float Percentage Of Total Shares Outstanding is 94.02%.

Independent Bank Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Independent Bank's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Independent Bank Institutional Ownership Chart

Independent Bank Historical Data

The historical data trend for Independent Bank can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 59.76 60.18 59.67 60.12 60.20 60.09 61.33 60.59 59.60 60.41
IBCP
65GF Score
Independent Bank Corp. IBCP
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Independent Bank Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 92.43% mean?
Independent Bank (IBCP) has a Institutional Ownership of 92.43% as of Jul. 15, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Independent Bank and its competitors.
Is Independent Bank's Institutional Ownership too high?
Independent Bank's current Institutional Ownership is 92.43%. Overall, Independent Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Independent Bank's Institutional Ownership compare to CARE and CWBC?
Independent Bank's Institutional Ownership of 92.43% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Independent Bank and its competitors. Independent Bank's current Institutional Ownership is 92.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Independent Bank stock overvalued right now?
Based on GuruFocus' analysis, Independent Bank (IBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.31, compared to a current price of $36.14 — trading 11.8% above its estimated fair value. The current Institutional Ownership is 92.43%. Independent Bank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Independent Bank (IBCP), the current Institutional Ownership is 92.43% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Independent Bank (IBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Independent Bank stock appears to be overvalued. The current stock price of $36.14 is trading 11.8% above its estimated GF Value™ of $32.31. GuruFocus considers Independent Bank to be Modestly Overvalued.

Key valuation signals for IBCP:

  • Institutional Ownership: 92.43%
  • GF Value™: $32.31 vs. price of $36.14 (11.8% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the IBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Independent Bank Business Description

Address 4200 East Beltline, Grand Rapids, MI, USA, 49525
Independent Bank Corp. operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers. The firm's principal markets are the rural and suburban communities across Lower Michigan. The firm generates the majority of its revenue from Interest and fees on loans.
65GF Score

Get the complete analysis for IBCP

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.14
Price
$32.31
GF Value