IBCP (Independent Bank) Total Equity: $510.6 Mil (As of Mar. 2026)


IBCP Independent Bank Corp. IBCP
64 GF Score
Price $36.21
GF Value $32.34
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Independent Bank Total Equity?

Independent Bank IBCP +1.83% 64 Total Equity is $510.6 Mil as of Mar. 2026. GuruFocus rates IBCP with a GF Score™ of 64/100 and a GF Value™ of $32.34 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Independent Bank's total equity for the quarter that ended in Mar. 2026 was $510.6 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

Independent Bank Total Equity Historical Data

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The historical data trend for Independent Bank's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Independent Bank Total Equity Chart

Independent Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 398.48 347.60 404.45 454.69 502.95

Independent Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 467.28 469.25 490.74 502.95 510.55
IBCP
64GF Score
Independent Bank Corp. IBCP
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Independent Bank Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

Independent Bank's Total Equity for the fiscal year that ended in Dec. 2025 is calculated as

Total Equity=Total Assets(Q: Dec. 2025 )-Total Liabilities(Q: Dec. 2025 )
=5505.72-5002.769
=503.0

Independent Bank's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=5557.509-5046.956
=510.6

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $510.6 Mil mean?
Independent Bank (IBCP) has a Total Equity of $510.6 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for Independent Bank and its competitors.
Is Independent Bank's Total Equity too high?
Independent Bank's current Total Equity is $510.6 Mil. Overall, Independent Bank has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Independent Bank's Total Equity compare to SMBK and FISI?
Independent Bank's Total Equity of $510.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for Independent Bank and its competitors. Independent Bank's current Total Equity is $510.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Independent Bank stock overvalued right now?
Based on GuruFocus' analysis, Independent Bank (IBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.34, compared to a current price of $36.21 — trading 12% above its estimated fair value. The current Total Equity is $510.6 Mil. Independent Bank's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For Independent Bank (IBCP), the current Total Equity is $510.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Independent Bank (IBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Independent Bank stock appears to be overvalued. The current stock price of $36.21 is trading 12% above its estimated GF Value™ of $32.34. GuruFocus considers Independent Bank to be Modestly Overvalued.

Key valuation signals for IBCP:

  • Total Equity: $510.6 Mil
  • GF Value™: $32.34 vs. price of $36.21 (12% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the IBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Independent Bank Business Description

Address 4200 East Beltline, Grand Rapids, MI, USA, 49525
Independent Bank Corp. operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers. The firm's principal markets are the rural and suburban communities across Lower Michigan. The firm generates the majority of its revenue from Interest and fees on loans.
64GF Score

Get the complete analysis for IBCP

Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.21
Price
$32.34
GF Value