IBCP (Independent Bank) Quality Rank


IBCP Independent Bank Corp. IBCP
64 GF Score
Price $35.50
GF Value $32.32
Valuation Fairly Valued
! 3 Warning Signs
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What is Independent Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Independent Bank Quality Rank Related Terms

IBCP
64GF Score
Independent Bank Corp. IBCP
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Independent Bank (IBCP) Overvalued in 2026?

Based on GuruFocus' analysis, Independent Bank stock appears to be overvalued. The current stock price of $35.50 is trading 9.8% above its estimated GF Value™ of $32.32. GuruFocus considers Independent Bank to be Fairly Valued.

Key valuation signals for IBCP:

  • Quality Rank:
  • GF Value™: $32.32 vs. price of $35.50 (9.8% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the IBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Independent Bank Business Description

Address 4200 East Beltline, Grand Rapids, MI, USA, 49525
Independent Bank Corp. operates as a commercial bank. It offers a broad range of banking services to individuals and businesses, including checking and savings accounts, commercial lending, direct and indirect consumer financing, mortgage lending, and safe deposit box services. It also provides internet and mobile banking capabilities to its customers. The firm's principal markets are the rural and suburban communities across Lower Michigan. The firm generates the majority of its revenue from Interest and fees on loans.
64GF Score

Get the complete analysis for IBCP

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.50
Price
$32.32
GF Value