ATOGF (AUTO1 Group) Interest Coverage: 5.80 (As of Mar. 2026) — 67% Above Median


ATOGF AUTO1 Group ATOGF
69 GF Score
Price $27.75
GF Value $18.57
Valuation Significantly Overvalued
! 5 Warning Signs
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What is AUTO1 Group Interest Coverage?

AUTO1 Group ATOGF +0.91% 69 Interest Coverage is 5.80 as of Mar. 2026, which is 67% above its 10-year median of 3.48. GuruFocus rates ATOGF with a GF Score™ of 69/100 and a GF Value™ of $18.57 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,066 Vehicles & Parts companies, AUTO1 Group ranks worse than 58.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. AUTO1 Group's Operating Income for the three months ended in Mar. 2026 was $46 Mil. AUTO1 Group's Interest Expense for the three months ended in Mar. 2026 was $-8 Mil. AUTO1 Group's interest coverage for the quarter that ended in Mar. 2026 was 5.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for AUTO1 Group's Interest Coverage or its related term are showing as below:

ATOGF' s Interest Coverage Range Over the Past 10 Years
Min: 2.24   Med: 3.48   Max: 5.67
Current: 5.67


ATOGF's Interest Coverage is ranked worse than
58.54% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs ATOGF: 5.67

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AUTO1 Group  (OTCPK:ATOGF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


AUTO1 Group Interest Coverage Related Terms


AUTO1 Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for AUTO1 Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

AUTO1 Group Interest Coverage Chart

AUTO1 Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.24 4.72

AUTO1 Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.74 4.57 5.10 6.99 5.80

ATOGF vs CVNA, PAG, ALTB: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, AUTO1 Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AUTO1 Group Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, AUTO1 Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where AUTO1 Group's Interest Coverage falls into.


ATOGF
69GF Score
AUTO1 Group ATOGF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AUTO1 Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AUTO1 Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, AUTO1 Group's Interest Expense was $-35 Mil. Its Operating Income was $166 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,618 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*165.779/-35.093
=4.72

AUTO1 Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, AUTO1 Group's Interest Expense was $-8 Mil. Its Operating Income was $46 Mil. And its Long-Term Debt & Capital Lease Obligation was $0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*45.594/-7.86
=5.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.80 mean?
AUTO1 Group (ATOGF) has a Interest Coverage of 5.80 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AUTO1 Group and its competitors. This is 67% above median its historical median of 3.48. Over the past decade, AUTO1 Group's Interest Coverage has ranged from 2.24 to 5.67. According to the industry distribution chart, AUTO1 Group ranks #624 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 58.5%.
Is AUTO1 Group's Interest Coverage too high?
AUTO1 Group's current Interest Coverage of 5.80 is 67% above median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 2.24 to a high of 5.67. The Vehicles & Parts industry median Interest Coverage is 8.30. AUTO1 Group's value of 5.80 is 30.1% below this industry median. Based on the distribution chart, AUTO1 Group ranks #624 out of 1066 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, AUTO1 Group has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AUTO1 Group's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, AUTO1 Group ranks #624 out of 1066 companies for Interest Coverage. This places AUTO1 Group in the lower half of its industry. The industry median Interest Coverage is 8.30. AUTO1 Group's value of 5.80 is 30.1% below this benchmark. Historically, AUTO1 Group's own Interest Coverage has ranged from 2.24 to 5.67 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 8.30, AUTO1 Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AUTO1 Group's current Interest Coverage of 5.80 is 30.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on AUTO1 Group and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AUTO1 Group's current Interest Coverage is 5.80, which is 67% above median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUTO1 Group stock overvalued right now?
Based on GuruFocus' analysis, AUTO1 Group (ATOGF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.57, compared to a current price of $27.75 — trading 49.4% above its estimated fair value. The current Interest Coverage is 5.80, which is 67% above median its 10-year median of 3.48 and 30.1% below the Vehicles & Parts industry median of 8.30. AUTO1 Group's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For AUTO1 Group (ATOGF), the current Interest Coverage is 5.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AUTO1 Group (ATOGF) Overvalued in 2026?

Based on GuruFocus' analysis, AUTO1 Group stock appears to be overvalued. The current stock price of $27.75 is trading 49.4% above its estimated GF Value™ of $18.57. GuruFocus considers AUTO1 Group to be Significantly Overvalued.

Key valuation signals for ATOGF:

  • Interest Coverage: 5.80 (67% above median its 10-year median of 3.48)
  • GF Value™: $18.57 vs. price of $27.75 (49.4% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 30.1% below the Vehicles & Parts median (#624 of 1066)

No single metric tells the full story. See the ATOGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AUTO1 Group Business Description

Address Bergmannstrabe 72, Berlin, DEU, 10961
AUTO1 Group is a digital platform that facilitates the buying and selling of used cars online. It provides a simple and convenient way for both individual customers and professional car dealers across Europe to purchase and sell used cars at transparent prices, without the need for negotiation. AUTO1 Group has two main operating segments: Merchant and Retail. In the Merchant segment, used cars are sold to commercial car dealers through the AUTO1.com brand. The Merchant revenue includes auction fees, logistics services fees, and other charges associated with the provision of vehicles to dealers. The Retail segment focuses on selling used cars to private customers under the Autohero brand. However, the majority of the revenue is generated from the Merchant segment.
69GF Score

Get the complete analysis for ATOGF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.75
Price
$18.57
GF Value