BBSEY (BB Seguridade Participacoes) Interest Coverage: 1,977.73 (As of Mar. 2026) — 64% Below Median


BBSEY BB Seguridade Participacoes SA BBSEY
69 GF Score
Price $7.60
GF Value $9.15
Valuation Fairly Valued
! 3 Warning Signs
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What is BB Seguridade Participacoes Interest Coverage?

BB Seguridade Participacoes BBSEY 69 Interest Coverage is 1,977.73 as of Mar. 2026, which is 64% below its 10-year median of 5,565.95. GuruFocus rates BBSEY with a GF Score™ of 69/100 and a GF Value™ of $9.15 (Fairly Valued). The stock has 3 warning signs investors should review. Among 353 Insurance companies, BB Seguridade Participacoes ranks better than 92.63% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. BB Seguridade Participacoes's EBIT for the three months ended in Mar. 2026 was $498 Mil. BB Seguridade Participacoes's Interest Expense for the three months ended in Mar. 2026 was $-0 Mil. BB Seguridade Participacoes's interest coverage for the quarter that ended in Mar. 2026 was 1,977.73. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

BB Seguridade Participacoes SA has no debt.

The historical rank and industry rank for BB Seguridade Participacoes's Interest Coverage or its related term are showing as below:

BBSEY' s Interest Coverage Range Over the Past 10 Years
Min: 560.47   Med: 5565.95   Max: 10792.53
Current: 5006.97


BBSEY's Interest Coverage is ranked better than
92.63% of 353 companies
in the Insurance industry
Industry Median: 16.26 vs BBSEY: 5006.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BB Seguridade Participacoes  (OTCPK:BBSEY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BB Seguridade Participacoes Interest Coverage Related Terms


BB Seguridade Participacoes Interest Coverage Historical Data

* Premium members only.

The historical data trend for BB Seguridade Participacoes's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BB Seguridade Participacoes Interest Coverage Chart

BB Seguridade Participacoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,882.71 6,583.81 4,893.65 5,595.89 5,002.23

BB Seguridade Participacoes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,884.87 10,032.88 9,320.51 8,977.02 1,977.73

BBSEY vs BRK.A, AIG, HIG: Interest Coverage Comparison

For the Insurance - Diversified subindustry, BB Seguridade Participacoes's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BB Seguridade Participacoes Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BB Seguridade Participacoes's Interest Coverage falls into.


BBSEY
69GF Score
BB Seguridade Participacoes SA BBSEY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BB Seguridade Participacoes Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BB Seguridade Participacoes's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, BB Seguridade Participacoes's Interest Expense was $-0 Mil. Its EBIT was $2,006 Mil. And its Long-Term Debt & Capital Lease Obligation was $0 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2005.894/-0.401
=5,002.23

BB Seguridade Participacoes's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, BB Seguridade Participacoes's Interest Expense was $-0 Mil. Its EBIT was $498 Mil. And its Long-Term Debt & Capital Lease Obligation was $0 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*498.388/-0.252
=1,977.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1,977.73 mean?
BB Seguridade Participacoes (BBSEY) has a Interest Coverage of 1,977.73 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BB Seguridade Participacoes and its competitors. This is 64% below median its historical median of 5,565.95. Over the past decade, BB Seguridade Participacoes' Interest Coverage has ranged from 560.47 to 10,792.53. According to the industry distribution chart, BB Seguridade Participacoes ranks #26 out of 353 companies in the Insurance industry, placing it in the top 7.4%.
Is BB Seguridade Participacoes' Interest Coverage too high?
BB Seguridade Participacoes' current Interest Coverage of 1,977.73 is 64% below median its 10-year median of 5,565.95. Over the past 10 years, this metric has ranged from a low of 560.47 to a high of 10,792.53. The Insurance industry median Interest Coverage is 16.26. BB Seguridade Participacoes' value of 1,977.73 is 12063.2% above this industry median. Based on the distribution chart, BB Seguridade Participacoes ranks #26 out of 353 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, BB Seguridade Participacoes has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #26 out of 353 companies for Interest Coverage. This places BB Seguridade Participacoes in the top 7% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.26. BB Seguridade Participacoes' value of 1,977.73 is 12063.2% above this benchmark. Historically, BB Seguridade Participacoes' own Interest Coverage has ranged from 560.47 to 10,792.53 over the past decade. While the company's 10-year median is 5,565.95 vs. the industry median of 16.26, BB Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BB Seguridade Participacoes's current Interest Coverage of 1,977.73 is 12063.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BB Seguridade Participacoes and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BB Seguridade Participacoes's current Interest Coverage is 1,977.73, which is 64% below median its own 10-year median of 5,565.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BBSEY) is currently considered Fairly Valued. The stock's GF Value™ is $9.15, compared to a current price of $7.60 — trading 16.9% below its estimated fair value. The current Interest Coverage is 1,977.73, which is 64% below median its 10-year median of 5,565.95 and 12063.2% above the Insurance industry median of 16.26. BB Seguridade Participacoes' overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BB Seguridade Participacoes (BBSEY), the current Interest Coverage is 1,977.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BB Seguridade Participacoes (BBSEY) Overvalued in 2026?

Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be undervalued. The current stock price of $7.60 is trading 16.9% below its estimated GF Value™ of $9.15. GuruFocus considers BB Seguridade Participacoes to be Fairly Valued.

Key valuation signals for BBSEY:

  • Interest Coverage: 1,977.73 (64% below median its 10-year median of 5,565.95)
  • GF Value™: $9.15 vs. price of $7.60 (16.9% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 12063.2% above the Insurance median (#26 of 353)

No single metric tells the full story. See the BBSEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BB Seguridade Participacoes Business Description

Other Exchanges BBSE3:Brazil
Address Northern Local Government Sector, Quadra 05, Lote B, 3rd Floor, Banco do Brasil Building, Torre Sul, Asa Norte, Brasilia, DF, BRA, 70040-912
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
69GF Score

Get the complete analysis for BBSEY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.60
Price
$9.15
GF Value