ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, BB Seguridade Participacoes's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BB Seguridade Participacoes ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's ROE % distribution charts can be found below:
* The bar in red indicates where BB Seguridade Participacoes's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
BB Seguridade Participacoes (BBSEY) has a ROE % of 75.75% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BB Seguridade Participacoes and its competitors. This is near median its historical median of 73.05. Over the past decade, BB Seguridade Participacoes' ROE % has ranged from 45.01 to 110.25. According to the industry distribution chart, BB Seguridade Participacoes ranks #9 out of 504 companies in the Insurance industry, placing it in the top 1.8%.
Is BB Seguridade Participacoes' ROE % too high?
BB Seguridade Participacoes' current ROE % of 75.75% is near median its 10-year median of 73.05. Over the past 10 years, this metric has ranged from a low of 45.01 to a high of 110.25. The Insurance industry median ROE % is 11.68. BB Seguridade Participacoes' value of 75.75% is 548.8% above this industry median. Based on the distribution chart, BB Seguridade Participacoes ranks #9 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, BB Seguridade Participacoes has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' ROE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #9 out of 504 companies for ROE %. This places BB Seguridade Participacoes in the top 2% of its industry — outperforming the majority of peers. The industry median ROE % is 11.68. BB Seguridade Participacoes' value of 75.75% is 548.8% above this benchmark. Historically, BB Seguridade Participacoes' own ROE % has ranged from 45.01 to 110.25 over the past decade. While the company's 10-year median is 73.05 vs. the industry median of 11.68, BB Seguridade Participacoes has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.68, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BB Seguridade Participacoes's current ROE % of 75.75% is 548.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BB Seguridade Participacoes and its competitors. For the Insurance industry, the median ROE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BB Seguridade Participacoes's current ROE % is 75.75%, which is near median its own 10-year median of 73.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BBSEY) is currently considered Fairly Valued. The stock's GF Value™ is $7.89, compared to a current price of $7.49 — trading 5.1% below its estimated fair value. The current ROE % is 75.75%, which is near median its 10-year median of 73.05 and 548.8% above the Insurance industry median of 11.68. BB Seguridade Participacoes' overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BB Seguridade Participacoes (BBSEY), the current ROE % is 75.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BB Seguridade Participacoes (BBSEY) Overvalued in 2026?
Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be undervalued.
The current stock price of $7.49 is trading 5.1% below its estimated GF Value™ of $7.89.
GuruFocus considers BB Seguridade Participacoes to be Fairly Valued.
Key valuation signals for BBSEY:
ROE %: 75.75% (near median its 10-year median of 73.05)
GF Value™: $7.89 vs. price of $7.49 (5.1% below fair value)
Industry Position: 548.8% above the Insurance median (#9 of 504)
No single metric tells the full story. See the BBSEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
73GF Score
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