BBSEY (BB Seguridade Participacoes) 3-Year RORE % : 10.97% (As of Mar. 2026)


BBSEY BB Seguridade Participacoes SA BBSEY
77 GF Score
Price $7.94
GF Value $7.81
Valuation Fairly Valued
! 3 Warning Signs
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What is BB Seguridade Participacoes 3-Year RORE %?

BB Seguridade Participacoes BBSEY +2.72% 77 3-Year RORE % is 10.97 as of Mar. 2026. GuruFocus rates BBSEY with a GF Score™ of 77/100 and a GF Value™ of $7.81 (Fairly Valued). The stock has 3 warning signs investors should review. Among 471 Insurance companies, BB Seguridade Participacoes ranks better than 72.61% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. BB Seguridade Participacoes's 3-Year RORE % for the quarter that ended in Mar. 2026 was 10.97%.

The industry rank for BB Seguridade Participacoes's 3-Year RORE % or its related term are showing as below:

BBSEY's 3-Year RORE % is ranked better than
72.61% of 471 companies
in the Insurance industry
Industry Median: 12.07 vs BBSEY: 10.97

BB Seguridade Participacoes  (OTCPK:BBSEY) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


BB Seguridade Participacoes 3-Year RORE % Related Terms


BB Seguridade Participacoes 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for BB Seguridade Participacoes's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BB Seguridade Participacoes 3-Year RORE % Chart

BB Seguridade Participacoes Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -107.87 104.15 85.27 32.76 7.30

BB Seguridade Participacoes Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.52 17.24 13.13 7.30 10.97

BBSEY vs BRK.A, AIG, HIG: 3-Year RORE % Comparison

For the Insurance - Diversified subindustry, BB Seguridade Participacoes's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BB Seguridade Participacoes 3-Year RORE % vs Insurance Industry

For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where BB Seguridade Participacoes's 3-Year RORE % falls into.


BBSEY
77GF Score
BB Seguridade Participacoes SA BBSEY
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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BB Seguridade Participacoes 3-Year RORE % Calculation

BB Seguridade Participacoes's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.876-0.832 )/( 2.489-2.088 )
=0.044/0.401
=10.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 10.97 mean?
BB Seguridade Participacoes (BBSEY) has a 3-Year RORE % of 10.97 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on BB Seguridade Participacoes and its competitors. According to the industry distribution chart, BB Seguridade Participacoes ranks #129 out of 471 companies in the Insurance industry, placing it in the top 27.4%.
Is BB Seguridade Participacoes' 3-Year RORE % too high?
BB Seguridade Participacoes' current 3-Year RORE % is 10.97. The Insurance industry median 3-Year RORE % is 12.07. BB Seguridade Participacoes' value of 10.97 is 9.1% below this industry median. Based on the distribution chart, BB Seguridade Participacoes ranks #129 out of 471 companies in the Insurance industry, which is above the industry midpoint. Overall, BB Seguridade Participacoes has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #129 out of 471 companies for 3-Year RORE %. This puts BB Seguridade Participacoes in the upper half of its industry. The industry median 3-Year RORE % is 12.07. BB Seguridade Participacoes' value of 10.97 is 9.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.07, based on 471 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BB Seguridade Participacoes's current 3-Year RORE % of 10.97 is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on BB Seguridade Participacoes and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BB Seguridade Participacoes's current 3-Year RORE % is 10.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BBSEY) is currently considered Fairly Valued. The stock's GF Value™ is $7.81, compared to a current price of $7.94 — trading 1.7% above its estimated fair value. The current 3-Year RORE % is 10.97 and 9.1% below the Insurance industry median of 12.07. BB Seguridade Participacoes' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For BB Seguridade Participacoes (BBSEY), the current 3-Year RORE % is 10.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BB Seguridade Participacoes (BBSEY) Overvalued in 2026?

Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be overvalued. The current stock price of $7.94 is trading 1.7% above its estimated GF Value™ of $7.81. GuruFocus considers BB Seguridade Participacoes to be Fairly Valued.

Key valuation signals for BBSEY:

  • 3-Year RORE %: 10.97
  • GF Value™: $7.81 vs. price of $7.94 (1.7% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 9.1% below the Insurance median (#129 of 471)

No single metric tells the full story. See the BBSEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BB Seguridade Participacoes Business Description

Other Exchanges BBSE3:Brazil
Address Northern Local Government Sector, Quadra 05, Lote B, 3rd Floor, Banco do Brasil Building, Torre Sul, Asa Norte, Brasilia, DF, BRA, 70040-912
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
77GF Score

Get the complete analysis for BBSEY

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.94
Price
$7.81
GF Value