BBSEY (BB Seguridade Participacoes) Moat Score: 5/10 (As of Jul. 02, 2026)


BBSEY BB Seguridade Participacoes SA BBSEY
81 GF Score
Price $7.44
GF Value $7.89
Valuation Fairly Valued
! 3 Warning Signs
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What is BB Seguridade Participacoes Moat Score?

BB Seguridade Participacoes BBSEY +0.68% 81 Moat Score is 5 as of Jul. 02, 2026. GuruFocus rates BBSEY with a GF Score™ of 81/100 and a GF Value™ of $7.89 (Fairly Valued). The stock has 3 warning signs investors should review. Among 599 Insurance companies, BB Seguridade Participacoes ranks better than 88.81% on this metric.

BB Seguridade Participacoes has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

BB Seguridade Participacoes has Narrow Moat: BB Seguridade Participacoes SA has a solid narrow moat due to its market leadership in the Brazilian insurance sector and significant regulatory barriers. However, it lacks strong network effects and customer switching costs, limiting its competitive advantage.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes BB Seguridade Participacoes might have Narrow Moat - Solid narrow moat.

BB Seguridade Participacoes  (OTCPK:BBSEY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

BB Seguridade Participacoes Moat Score Related Terms

BBSEY vs BRK.A, AIG, HIG: Moat Score Comparison

For the Insurance - Diversified subindustry, BB Seguridade Participacoes's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BB Seguridade Participacoes Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, BB Seguridade Participacoes's Moat Score distribution charts can be found below:

* The bar in red indicates where BB Seguridade Participacoes's Moat Score falls into.


BBSEY
81GF Score
BB Seguridade Participacoes SA BBSEY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
BB Seguridade Participacoes (BBSEY) has a Moat Score of 5 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, BB Seguridade Participacoes ranks #67 out of 599 companies in the Insurance industry, placing it in the top 11.2%.
Is BB Seguridade Participacoes' Moat Score too high?
BB Seguridade Participacoes' current Moat Score is 5. Based on the distribution chart, BB Seguridade Participacoes ranks #67 out of 599 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, BB Seguridade Participacoes has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BB Seguridade Participacoes' Moat Score compare to BRK.A and AIG?
According to the Insurance industry distribution chart, BB Seguridade Participacoes ranks #67 out of 599 companies for Moat Score. This places BB Seguridade Participacoes in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. BB Seguridade Participacoes's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BB Seguridade Participacoes stock overvalued right now?
Based on GuruFocus' analysis, BB Seguridade Participacoes (BBSEY) is currently considered Fairly Valued. The stock's GF Value™ is $7.89, compared to a current price of $7.44 — trading 5.7% below its estimated fair value. The current Moat Score is 5. BB Seguridade Participacoes' overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For BB Seguridade Participacoes (BBSEY), the current Moat Score is 5 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BB Seguridade Participacoes (BBSEY) Overvalued in 2026?

Based on GuruFocus' analysis, BB Seguridade Participacoes stock appears to be undervalued. The current stock price of $7.44 is trading 5.7% below its estimated GF Value™ of $7.89. GuruFocus considers BB Seguridade Participacoes to be Fairly Valued.

Key valuation signals for BBSEY:

  • Moat Score: 5
  • GF Value™: $7.89 vs. price of $7.44 (5.7% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the BBSEY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BB Seguridade Participacoes Business Description

Other Exchanges BBSE3:Brazil
Address Northern Local Government Sector, Quadra 05, Lote B, 3rd Floor, Banco do Brasil Building, Torre Sul, Asa Norte, Brasilia, DF, BRA, 70040-912
BB Seguridade Participacoes SA is a diversified insurance company that operates two segments: insurance and brokerage. The revenue generation is mostly split between these two segments. Its insurance segment focuses on life, property, vehicle, and special-risk insurance. It also provides capitalization plans as well as reinsurance. The company's brokerage segment operates the facilitation of business insurance and reinsurance. BB Seguridade generates its maximum revenue from Insurance Segment. The company considers mergers and acquisitions as a component of its operational growth plan.
81GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.44
Price
$7.89
GF Value