Bervin Investment & Leasing (BOM:531340) Interest Coverage: 16.48 (As of Mar. 2026) — 51% Above Median


BOM:531340 Bervin Investment & Leasing Ltd BOM:531340
45 GF Score
Price ₹53.83
GF Value ₹133.20
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Bervin Investment & Leasing Interest Coverage?

Bervin Investment & Leasing BOM:531340 -4.89% 45 Interest Coverage is 16.48 as of Mar. 2026, which is 51% above its 10-year median of 10.91. GuruFocus rates BOM:531340 with a GF Score™ of 45/100 and a GF Value™ of ₹133.20 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 483 Asset Management companies, Bervin Investment & Leasing ranks worse than 79.92% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Bervin Investment & Leasing's Operating Income for the three months ended in Mar. 2026 was ₹19.07 Mil. Bervin Investment & Leasing's Interest Expense for the three months ended in Mar. 2026 was ₹-1.16 Mil. Bervin Investment & Leasing's interest coverage for the quarter that ended in Mar. 2026 was 16.48. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Bervin Investment & Leasing's Interest Coverage or its related term are showing as below:

BOM:531340' s Interest Coverage Range Over the Past 10 Years
Min: 0.32   Med: 10.91   Max: 118.88
Current: 3.02


BOM:531340's Interest Coverage is ranked worse than
79.92% of 483 companies
in the Asset Management industry
Industry Median: 45.22 vs BOM:531340: 3.02

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Bervin Investment & Leasing  (BOM:531340) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Bervin Investment & Leasing Interest Coverage Related Terms


Bervin Investment & Leasing Interest Coverage Historical Data

* Premium members only.

The historical data trend for Bervin Investment & Leasing's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Bervin Investment & Leasing Interest Coverage Chart

Bervin Investment & Leasing Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.84 11.41 0.00 0.00 0.00

Bervin Investment & Leasing Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 16.48

BOM:531340 vs BLK, BX, KKR: Interest Coverage Comparison

For the Asset Management subindustry, Bervin Investment & Leasing's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bervin Investment & Leasing Interest Coverage vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Bervin Investment & Leasing's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Bervin Investment & Leasing's Interest Coverage falls into.


BOM:531340
45GF Score
Bervin Investment & Leasing Ltd BOM:531340
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bervin Investment & Leasing Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bervin Investment & Leasing's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Bervin Investment & Leasing's Interest Expense was ₹-5.43 Mil. Its Operating Income was ₹-154.74 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹40.77 Mil.

Bervin Investment & Leasing did not have earnings to cover the interest expense.

Bervin Investment & Leasing's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Bervin Investment & Leasing's Interest Expense was ₹-1.16 Mil. Its Operating Income was ₹19.07 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹40.77 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*19.068/-1.157
=16.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 16.48 mean?
Bervin Investment & Leasing (BOM:531340) has a Interest Coverage of 16.48 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bervin Investment & Leasing and its competitors. This is 51% above median its historical median of 10.91. Over the past decade, Bervin Investment & Leasing's Interest Coverage has ranged from 0.32 to 118.88. According to the industry distribution chart, Bervin Investment & Leasing ranks #386 out of 483 companies in the Asset Management industry, placing it in the top 79.9%.
Is Bervin Investment & Leasing's Interest Coverage too high?
Bervin Investment & Leasing's current Interest Coverage of 16.48 is 51% above median its 10-year median of 10.91. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 118.88. The Asset Management industry median Interest Coverage is 45.22. Bervin Investment & Leasing's value of 16.48 is 63.6% below this industry median. Based on the distribution chart, Bervin Investment & Leasing ranks #386 out of 483 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Bervin Investment & Leasing has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bervin Investment & Leasing's Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, Bervin Investment & Leasing ranks #386 out of 483 companies for Interest Coverage. This places Bervin Investment & Leasing in the lower half of its industry. The industry median Interest Coverage is 45.22. Bervin Investment & Leasing's value of 16.48 is 63.6% below this benchmark. Historically, Bervin Investment & Leasing's own Interest Coverage has ranged from 0.32 to 118.88 over the past decade. While the company's 10-year median is 10.91 vs. the industry median of 45.22, Bervin Investment & Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bervin Investment & Leasing's current Interest Coverage of 16.48 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bervin Investment & Leasing and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bervin Investment & Leasing's current Interest Coverage is 16.48, which is 51% above median its own 10-year median of 10.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bervin Investment & Leasing stock overvalued right now?
Based on GuruFocus' analysis, Bervin Investment & Leasing (BOM:531340) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹133.20, compared to a current price of ₹53.83 — trading 59.6% below its estimated fair value. The current Interest Coverage is 16.48, which is 51% above median its 10-year median of 10.91 and 63.6% below the Asset Management industry median of 45.22. Bervin Investment & Leasing's overall GF Score™ is 45/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bervin Investment & Leasing (BOM:531340), the current Interest Coverage is 16.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bervin Investment & Leasing (BOM:531340) Overvalued in 2026?

Based on GuruFocus' analysis, Bervin Investment & Leasing stock appears to be undervalued. The current stock price of ₹53.83 is trading 59.6% below its estimated GF Value™ of ₹133.20. GuruFocus considers Bervin Investment & Leasing to be Significantly Undervalued.

Key valuation signals for BOM:531340:

  • Interest Coverage: 16.48 (51% above median its 10-year median of 10.91)
  • GF Value™: ₹133.20 vs. price of ₹53.83 (59.6% below fair value)
  • GF Score™: 45/100 with 2 warning signs
  • Industry Position: 63.6% below the Asset Management median (#386 of 483)

No single metric tells the full story. See the BOM:531340 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bervin Investment & Leasing Business Description

Address 3, Tolstoy Marg, 607, Rohit House, New Delhi, IND, 110001
Bervin Investment & Leasing Ltd is an India-based finance company. The company is principally engaged in the business of investing and leasing activities. The company operates in only the investment segment, and its main business is the acquisition of securities.
45GF Score

Get the complete analysis for BOM:531340

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹53.83
Price
₹133.20
GF Value