Radhika JeweltechBOM:540125 -1.65%88 Interest Coverage is 19.36 as of Mar. 2026, which is 28% below its 10-year median of 27.04. GuruFocus rates BOM:540125 with a GF Score™ of 88/100 and a GF Value™ of ₹90.71 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 825 Retail - Cyclical companies, Radhika Jeweltech ranks better than 81.7% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Radhika Jeweltech's
Operating Income
for the
three
months ended in Mar. 2026 was ₹106 Mil. Radhika Jeweltech's Interest Expense for the
three
months ended in Mar. 2026 was ₹-5 Mil.
Radhika Jeweltech's interest coverage for the quarter that ended in Mar. 2026 was 19.36.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Radhika Jeweltech's Interest Coverage or its related term are showing as below:
BOM:540125'
s Interest Coverage Range Over the Past 10 Years
Min: 2.27 Med: 27.04 Max: 91.75
Current: 42.05
BOM:540125's Interest Coverage is ranked better than 81.7% of 825
companies
in the Retail - Cyclical industry
Industry Median: 7.47
vs BOM:540125: 42.05
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Radhika Jeweltech Interest Coverage Related Terms
Radhika Jeweltech Interest Coverage Historical Data
* Premium members only.
The historical data trend for Radhika Jeweltech's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Radhika Jeweltech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Radhika Jeweltech Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Radhika Jeweltech's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Radhika Jeweltech's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Radhika Jeweltech (BOM:540125) has a Interest Coverage of 19.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radhika Jeweltech and its competitors. This is 28% below median its historical median of 27.04. Over the past decade, Radhika Jeweltech's Interest Coverage has ranged from 2.27 to 91.75. According to the industry distribution chart, Radhika Jeweltech ranks #151 out of 825 companies in the Retail - Cyclical industry, placing it in the top 18.3%.
Is Radhika Jeweltech's Interest Coverage too high?
Radhika Jeweltech's current Interest Coverage of 19.36 is 28% below median its 10-year median of 27.04. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 91.75. The Retail - Cyclical industry median Interest Coverage is 7.47. Radhika Jeweltech's value of 19.36 is 159.2% above this industry median. Based on the distribution chart, Radhika Jeweltech ranks #151 out of 825 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Radhika Jeweltech has a GF Score™ of 88/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Radhika Jeweltech's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Radhika Jeweltech ranks #151 out of 825 companies for Interest Coverage. This places Radhika Jeweltech in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.47. Radhika Jeweltech's value of 19.36 is 159.2% above this benchmark. Historically, Radhika Jeweltech's own Interest Coverage has ranged from 2.27 to 91.75 over the past decade. While the company's 10-year median is 27.04 vs. the industry median of 7.47, Radhika Jeweltech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.47, based on 825 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radhika Jeweltech's current Interest Coverage of 19.36 is 159.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radhika Jeweltech and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radhika Jeweltech's current Interest Coverage is 19.36, which is 28% below median its own 10-year median of 27.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radhika Jeweltech stock overvalued right now?
Based on GuruFocus' analysis, Radhika Jeweltech (BOM:540125) is currently considered Possible Value Trap. The stock's GF Value™ is ₹90.71, compared to a current price of ₹62.50 — trading 31.1% below its estimated fair value. The current Interest Coverage is 19.36, which is 28% below median its 10-year median of 27.04 and 159.2% above the Retail - Cyclical industry median of 7.47. Radhika Jeweltech's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Radhika Jeweltech (BOM:540125), the current Interest Coverage is 19.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Radhika Jeweltech (BOM:540125) Overvalued in 2026?
Based on GuruFocus' analysis, Radhika Jeweltech stock appears to be undervalued.
The current stock price of ₹62.50 is trading 31.1% below its estimated GF Value™ of ₹90.71.
GuruFocus considers Radhika Jeweltech to be Possible Value Trap.
Key valuation signals for BOM:540125:
Interest Coverage: 19.36 (28% below median its 10-year median of 27.04)
GF Value™: ₹90.71 vs. price of ₹62.50 (31.1% below fair value)
Industry Position: 159.2% above the Retail - Cyclical median (#151 of 825)
No single metric tells the full story. See the BOM:540125 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Radhika Jeweltech Ltd is a jewellery retailer. The company is engaged in trading for gold, silver, diamonds, and platinum ornaments. It generates revenue from the sale of Pure Gold and Gold Jewellery, Loose Diamond and Diamond Jewellery and Platinum Jewellery. The Company operates in India, and Internationally, with revenue from India.
88GF Score
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