Radhika Jeweltech (BOM:540125) Interest Coverage: 60.92 (As of Jun. 2026) — 125% Above Median

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BOM:540125 Radhika Jeweltech Ltd BOM:540125
87 GF Score
Price ₹70.50
GF Value ₹95.98
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Radhika Jeweltech Interest Coverage?

Radhika Jeweltech BOM:540125 +5.38% 87 Interest Coverage is 60.92 as of Jun. 2026, which is 125% above its 10-year median of 27.04. GuruFocus rates BOM:540125 with a GF Score™ of 87/100 and a GF Value™ of ₹95.98 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 840 Retail - Cyclical companies, Radhika Jeweltech ranks better than 82.98% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Radhika Jeweltech's Operating Income for the three months ended in Jun. 2026 was ₹302 Mil. Radhika Jeweltech's Interest Expense for the three months ended in Jun. 2026 was ₹-5 Mil. Radhika Jeweltech's interest coverage for the quarter that ended in Jun. 2026 was 60.92. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Radhika Jeweltech's Interest Coverage or its related term are showing as below:

BOM:540125' s Interest Coverage Range Over the Past 10 Years
Min: 2.27   Med: 27.04   Max: 91.75
Current: 45.56


BOM:540125's Interest Coverage is ranked better than
82.98% of 840 companies
in the Retail - Cyclical industry
Industry Median: 7.62 vs BOM:540125: 45.56

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Radhika Jeweltech  (BOM:540125) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Radhika Jeweltech Interest Coverage Related Terms


Radhika Jeweltech Interest Coverage Historical Data

* Premium members only.

The historical data trend for Radhika Jeweltech's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Radhika Jeweltech Interest Coverage Chart

Radhika Jeweltech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.86 45.97 29.01 25.06 42.05

Radhika Jeweltech Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.98 33.76 73.25 19.36 60.92

BOM:540125 vs TPR: Interest Coverage Comparison

For the Luxury Goods subindustry, Radhika Jeweltech's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Radhika Jeweltech Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Radhika Jeweltech's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Radhika Jeweltech's Interest Coverage falls into.


BOM:540125
87GF Score
Radhika Jeweltech Ltd BOM:540125
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Radhika Jeweltech Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Radhika Jeweltech's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Radhika Jeweltech's Interest Expense was ₹-24 Mil. Its Operating Income was ₹1,020 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹82 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*1020.398/-24.266
=42.05

Radhika Jeweltech's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Radhika Jeweltech's Interest Expense was ₹-5 Mil. Its Operating Income was ₹302 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹0 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*302.459/-4.965
=60.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 60.92 mean?
Radhika Jeweltech (BOM:540125) has a Interest Coverage of 60.92 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radhika Jeweltech and its competitors. This is 125% above median its historical median of 27.04. Over the past decade, Radhika Jeweltech's Interest Coverage has ranged from 2.27 to 91.75. According to the industry distribution chart, Radhika Jeweltech ranks #143 out of 840 companies in the Retail - Cyclical industry, placing it in the top 17%.
Is Radhika Jeweltech's Interest Coverage too high?
Radhika Jeweltech's current Interest Coverage of 60.92 is 125% above median its 10-year median of 27.04. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 91.75. The Retail - Cyclical industry median Interest Coverage is 7.62. Radhika Jeweltech's value of 60.92 is 699.5% above this industry median. Based on the distribution chart, Radhika Jeweltech ranks #143 out of 840 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Radhika Jeweltech has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Radhika Jeweltech's Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Radhika Jeweltech ranks #143 out of 840 companies for Interest Coverage. This places Radhika Jeweltech in the top 17% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.62. Radhika Jeweltech's value of 60.92 is 699.5% above this benchmark. Historically, Radhika Jeweltech's own Interest Coverage has ranged from 2.27 to 91.75 over the past decade. While the company's 10-year median is 27.04 vs. the industry median of 7.62, Radhika Jeweltech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.62, based on 840 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Radhika Jeweltech's current Interest Coverage of 60.92 is 699.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Radhika Jeweltech and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Radhika Jeweltech's current Interest Coverage is 60.92, which is 125% above median its own 10-year median of 27.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Radhika Jeweltech stock overvalued right now?
Based on GuruFocus' analysis, Radhika Jeweltech (BOM:540125) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹95.98, compared to a current price of ₹70.50 — trading 26.5% below its estimated fair value. The current Interest Coverage is 60.92, which is 125% above median its 10-year median of 27.04 and 699.5% above the Retail - Cyclical industry median of 7.62. Radhika Jeweltech's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Radhika Jeweltech (BOM:540125), the current Interest Coverage is 60.92 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Radhika Jeweltech (BOM:540125) Overvalued in 2026?

Based on GuruFocus' analysis, Radhika Jeweltech stock appears to be undervalued. The current stock price of ₹70.50 is trading 26.5% below its estimated GF Value™ of ₹95.98. GuruFocus considers Radhika Jeweltech to be Modestly Undervalued.

Key valuation signals for BOM:540125:

  • Interest Coverage: 60.92 (125% above median its 10-year median of 27.04)
  • GF Value™: ₹95.98 vs. price of ₹70.50 (26.5% below fair value)
  • GF Score™: 87/100 with 4 warning signs
  • Industry Position: 699.5% above the Retail - Cyclical median (#143 of 840)

No single metric tells the full story. See the BOM:540125 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Radhika Jeweltech Business Description

Other Exchanges RADHIKAJWE:India
Address Kalawad Road, Oppsite Swaminarayan Temple Near Mahila College, Rajkot, GJ, IND, 360001
Radhika Jeweltech Ltd is a jewellery retailer. The company is engaged in trading for gold, silver, diamonds, and platinum ornaments. It generates revenue from the sale of Pure Gold and Gold Jewellery, Loose Diamond and Diamond Jewellery and Platinum Jewellery. The Company operates in India, and Internationally, with revenue from India.
87GF Score

Get the complete analysis for BOM:540125

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹70.50
Price
₹95.98
GF Value