Motorpoint GroupCHIX:MOTRL +1.39%77 Interest Coverage is 1.70 as of Mar. 2026, which is 68% below its 10-year median of 5.36. GuruFocus rates CHIX:MOTRL with a GF Score™ of 77/100 and a GF Value™ of £1.60 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Motorpoint Group ranks worse than 85.08% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Motorpoint Group's
Operating Income
for the
six
months ended in Mar. 2026 was £9 Mil. Motorpoint Group's Interest Expense for the
six
months ended in Mar. 2026 was £-5 Mil.
Motorpoint Group's interest coverage for the quarter that ended in Mar. 2026 was 1.70.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Motorpoint Group's Interest Coverage or its related term are showing as below:
CHIX:MOTRl'
s Interest Coverage Range Over the Past 10 Years
Min: 0.02 Med: 5.36 Max: 16.38
Current: 1.72
CHIX:MOTRl's Interest Coverage is ranked worse than 85.08% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.295
vs CHIX:MOTRl: 1.72
Motorpoint Group (CHIX:MOTRl) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Motorpoint Group Interest Coverage Related Terms
Motorpoint Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Motorpoint Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:MOTRL vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Motorpoint Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motorpoint Group Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Motorpoint Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Motorpoint Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Motorpoint Group (CHIX:MOTRL) has a Interest Coverage of 1.70 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motorpoint Group and its competitors. This is 68% below median its historical median of 5.36. Over the past decade, Motorpoint Group's Interest Coverage has ranged from 0.02 to 16.38. According to the industry distribution chart, Motorpoint Group ranks #907 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 85.1%.
Is Motorpoint Group's Interest Coverage too high?
Motorpoint Group's current Interest Coverage of 1.70 is 68% below median its 10-year median of 5.36. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 16.38. The Vehicles & Parts industry median Interest Coverage is 8.30. Motorpoint Group's value of 1.70 is 79.5% below this industry median. Based on the distribution chart, Motorpoint Group ranks #907 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Motorpoint Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Motorpoint Group's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Motorpoint Group ranks #907 out of 1066 companies for Interest Coverage. This places Motorpoint Group in the lower half of its industry. The industry median Interest Coverage is 8.30. Motorpoint Group's value of 1.70 is 79.5% below this benchmark. Historically, Motorpoint Group's own Interest Coverage has ranged from 0.02 to 16.38 over the past decade. While the company's 10-year median is 5.36 vs. the industry median of 8.30, Motorpoint Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motorpoint Group's current Interest Coverage of 1.70 is 79.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motorpoint Group and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motorpoint Group's current Interest Coverage is 1.70, which is 68% below median its own 10-year median of 5.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motorpoint Group stock overvalued right now?
Based on GuruFocus' analysis, Motorpoint Group (CHIX:MOTRL) is currently considered Modestly Undervalued. The stock's GF Value™ is £1.60, compared to a current price of £1.28 — trading 20.3% below its estimated fair value. The current Interest Coverage is 1.70, which is 68% below median its 10-year median of 5.36 and 79.5% below the Vehicles & Parts industry median of 8.30. Motorpoint Group's overall GF Score™ is 77/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Motorpoint Group (CHIX:MOTRL), the current Interest Coverage is 1.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Motorpoint Group (CHIX:MOTRL) Overvalued in 2026?
Based on GuruFocus' analysis, Motorpoint Group stock appears to be undervalued.
The current stock price of £1.28 is trading 20.3% below its estimated GF Value™ of £1.60.
GuruFocus considers Motorpoint Group to be Modestly Undervalued.
Key valuation signals for CHIX:MOTRL:
Interest Coverage: 1.70 (68% below median its 10-year median of 5.36)
GF Value™: £1.60 vs. price of £1.28 (20.3% below fair value)
Industry Position: 79.5% below the Vehicles & Parts median (#907 of 1066)
No single metric tells the full story. See the CHIX:MOTRL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Motorpoint Group PLC operates as a vehicle retailer in the United Kingdom. The brands of the company include Ford, Vauxhall, Volkswagen, Nissan, Hyundai, Audi, BMW, and Mercedes Benz. The reportable segment of the company is Retail and Wholesale. The company generates revenue from the Retail segments.
77GF Score
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