Wustenrot & Wurttembergische AG (FRA:WUWA) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


FRA:WUWA Wustenrot & Wurttembergische AG FRA:WUWA
57 GF Score
Price €7.10
GF Value €6.15
! 4 Warning Signs
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What is Wustenrot & Wurttembergische AG Interest Coverage?

Wustenrot & Wurttembergische AG FRA:WUWA -1.39% 57 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates FRA:WUWA with a GF Score™ of 57/100 and a GF Value™ of €6.15. The stock has 4 warning signs investors should review. Among 351 Insurance companies, Wustenrot & Wurttembergische AG ranks worse than 284900% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Wustenrot & Wurttembergische AG's EBIT for the six months ended in Dec. 2025 was €0 Mil. Wustenrot & Wurttembergische AG's Interest Expense for the six months ended in Dec. 2025 was €-614 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wustenrot & Wurttembergische AG's Interest Coverage or its related term are showing as below:


FRA:WUWA's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wustenrot & Wurttembergische AG  (FRA:WUWA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wustenrot & Wurttembergische AG Interest Coverage Related Terms


Wustenrot & Wurttembergische AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wustenrot & Wurttembergische AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wustenrot & Wurttembergische AG Interest Coverage Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Wustenrot & Wurttembergische AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:WUWA vs AFL, MET, PRU: Interest Coverage Comparison

For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wustenrot & Wurttembergische AG Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wustenrot & Wurttembergische AG's Interest Coverage falls into.


FRA:WUWA
57GF Score
Wustenrot & Wurttembergische AG FRA:WUWA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Wustenrot & Wurttembergische AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wustenrot & Wurttembergische AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Wustenrot & Wurttembergische AG's Interest Expense was €-1,212 Mil. Its EBIT was €0 Mil. And its Long-Term Debt & Capital Lease Obligation was €8,244 Mil.

Wustenrot & Wurttembergische AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Wustenrot & Wurttembergische AG's Interest Expense was €-614 Mil. Its EBIT was €0 Mil. And its Long-Term Debt & Capital Lease Obligation was €8,244 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wustenrot & Wurttembergische AG and its competitors. According to the industry distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 351 companies in the Insurance industry.
Is Wustenrot & Wurttembergische AG's Interest Coverage too high?
Wustenrot & Wurttembergische AG's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, Wustenrot & Wurttembergische AG ranks #999999 out of 351 companies for Interest Coverage. This places Wustenrot & Wurttembergische AG in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wustenrot & Wurttembergische AG and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wustenrot & Wurttembergische AG's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is €6.15, compared to a current price of €7.10 — trading 15.4% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Wustenrot & Wurttembergische AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (FRA:WUWA), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wustenrot & Wurttembergische AG (FRA:WUWA) Overvalued in 2026?

Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued. The current stock price of €7.10 is trading 15.4% above its estimated GF Value™ of €6.15.

Key valuation signals for FRA:WUWA:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: €6.15 vs. price of €7.10 (15.4% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the FRA:WUWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wustenrot & Wurttembergische AG Business Description

Address W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
57GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.10
Price
€6.15
GF Value