Wustenrot & Wurttembergische AG (FRA:WUWA) Net Margin %: 1.00% (As of Dec. 2025) — 71% Below Median


FRA:WUWA Wustenrot & Wurttembergische AG FRA:WUWA
57 GF Score
Price €7.10
GF Value €6.15
! 4 Warning Signs
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What is Wustenrot & Wurttembergische AG Net Margin %?

Wustenrot & Wurttembergische AG FRA:WUWA +2.16% 57 Net Margin % is 1.00% as of Dec. 2025, which is 71% below its 10-year median of 3.41. GuruFocus rates FRA:WUWA with a GF Score™ of 57/100 and a GF Value™ of €6.15. The stock has 4 warning signs investors should review. Among 501 Insurance companies, Wustenrot & Wurttembergische AG ranks worse than 82.63% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Wustenrot & Wurttembergische AG's Net Income for the six months ended in Dec. 2025 was €31 Mil. Wustenrot & Wurttembergische AG's Revenue for the six months ended in Dec. 2025 was €3,115 Mil. Therefore, Wustenrot & Wurttembergische AG's net margin for the quarter that ended in Dec. 2025 was 1.00%.

The historical rank and industry rank for Wustenrot & Wurttembergische AG's Net Margin % or its related term are showing as below:

FRA:WUWA' s Net Margin % Range Over the Past 10 Years
Min: 0.54   Med: 3.41   Max: 5.51
Current: 2.1


FRA:WUWA's Net Margin % is ranked worse than
82.63% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs FRA:WUWA: 2.10

Wustenrot & Wurttembergische AG  (FRA:WUWA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Wustenrot & Wurttembergische AG Net Margin % Related Terms


Wustenrot & Wurttembergische AG Net Margin % Historical Data

* Premium members only.

The historical data trend for Wustenrot & Wurttembergische AG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wustenrot & Wurttembergische AG Net Margin % Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.54 5.51 2.32 0.54 2.10

Wustenrot & Wurttembergische AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.41 -0.48 1.59 3.39 1.00

FRA:WUWA vs AFL, MET, PRU: Net Margin % Comparison

For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wustenrot & Wurttembergische AG Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's Net Margin % distribution charts can be found below:

* The bar in red indicates where Wustenrot & Wurttembergische AG's Net Margin % falls into.


FRA:WUWA
57GF Score
Wustenrot & Wurttembergische AG FRA:WUWA
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wustenrot & Wurttembergische AG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Wustenrot & Wurttembergische AG's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=121/5773
=2.10 %

Wustenrot & Wurttembergische AG's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=31/3115
=1.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 1.00% mean?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a Net Margin % of 1.00% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Wustenrot & Wurttembergische AG and its competitors. This is 71% below median its historical median of 3.41. Over the past decade, Wustenrot & Wurttembergische AG's Net Margin % has ranged from 0.54 to 5.51. According to the industry distribution chart, Wustenrot & Wurttembergische AG ranks #414 out of 501 companies in the Insurance industry, placing it in the top 82.6%.
Is Wustenrot & Wurttembergische AG's Net Margin % too high?
Wustenrot & Wurttembergische AG's current Net Margin % of 1.00% is 71% below median its 10-year median of 3.41. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 5.51. The Insurance industry median Net Margin % is 9.29. Wustenrot & Wurttembergische AG's value of 1.00% is 89.2% below this industry median. Based on the distribution chart, Wustenrot & Wurttembergische AG ranks #414 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Wustenrot & Wurttembergische AG ranks #414 out of 501 companies for Net Margin %. This places Wustenrot & Wurttembergische AG in the lower half of its industry. The industry median Net Margin % is 9.29. Wustenrot & Wurttembergische AG's value of 1.00% is 89.2% below this benchmark. Historically, Wustenrot & Wurttembergische AG's own Net Margin % has ranged from 0.54 to 5.51 over the past decade. While the company's 10-year median is 3.41 vs. the industry median of 9.29, Wustenrot & Wurttembergische AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wustenrot & Wurttembergische AG's current Net Margin % of 1.00% is 89.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Wustenrot & Wurttembergische AG and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wustenrot & Wurttembergische AG's current Net Margin % is 1.00%, which is 71% below median its own 10-year median of 3.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a current Net Margin % of 1.00%. The stock's GF Value™ is €6.15, compared to a current price of €7.10 — trading 15.4% above its estimated fair value. The current Net Margin % is 1.00%, which is 71% below median its 10-year median of 3.41 and 89.2% below the Insurance industry median of 9.29. Wustenrot & Wurttembergische AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (FRA:WUWA), the current Net Margin % is 1.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wustenrot & Wurttembergische AG (FRA:WUWA) Overvalued in 2026?

Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued. The current stock price of €7.10 is trading 15.4% above its estimated GF Value™ of €6.15.

Key valuation signals for FRA:WUWA:

  • Net Margin %: 1.00% (71% below median its 10-year median of 3.41)
  • GF Value™: €6.15 vs. price of €7.10 (15.4% above fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 89.2% below the Insurance median (#414 of 501)

No single metric tells the full story. See the FRA:WUWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wustenrot & Wurttembergische AG Business Description

Address W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
57GF Score

Get the complete analysis for FRA:WUWA

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.10
Price
€6.15
GF Value