Wustenrot & Wurttembergische AG (FRA:WUWA) ROIC %: 0.00% (As of Dec. 2025)


FRA:WUWA Wustenrot & Wurttembergische AG FRA:WUWA
57 GF Score
Price €7.20
GF Value €6.15
! 4 Warning Signs
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What is Wustenrot & Wurttembergische AG ROIC %?

Wustenrot & Wurttembergische AG FRA:WUWA +1.41% 57 ROIC % is 0.00% as of Dec. 2025. GuruFocus rates FRA:WUWA with a GF Score™ of 57/100 and a GF Value™ of €6.15. The stock has 4 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Wustenrot & Wurttembergische AG's annualized return on invested capital (ROIC %) for the quarter that ended in Dec. 2025 was 0.00%.

As of today (2026-07-03), Wustenrot & Wurttembergische AG's WACC % is 10.07%. Wustenrot & Wurttembergische AG's ROIC % is 0.00% (calculated using TTM income statement data). Wustenrot & Wurttembergische AG earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Wustenrot & Wurttembergische AG  (FRA:WUWA) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Wustenrot & Wurttembergische AG's WACC % is 10.07%. Wustenrot & Wurttembergische AG's ROIC % is 0.00% (calculated using TTM income statement data). Wustenrot & Wurttembergische AG earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Wustenrot & Wurttembergische AG ROIC % Related Terms


Wustenrot & Wurttembergische AG ROIC % Historical Data

* Premium members only.

The historical data trend for Wustenrot & Wurttembergische AG's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wustenrot & Wurttembergische AG ROIC % Chart

Wustenrot & Wurttembergische AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Wustenrot & Wurttembergische AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:WUWA vs AFL, MET, PRU: ROIC % Comparison

For the Insurance - Life subindustry, Wustenrot & Wurttembergische AG's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wustenrot & Wurttembergische AG ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Wustenrot & Wurttembergische AG's ROIC % distribution charts can be found below:

* The bar in red indicates where Wustenrot & Wurttembergische AG's ROIC % falls into.


FRA:WUWA
57GF Score
Wustenrot & Wurttembergische AG FRA:WUWA
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wustenrot & Wurttembergische AG ROIC % Calculation

Wustenrot & Wurttembergische AG's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 42.92% )/( (71449.55 + 71617.65)/ 2 )
=0/71533.6
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=72276 - 137 - ( 997 - 5% * 6151 )
=71449.55

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=72544 - 102 - ( 1113 - 5% * 5773 )
=71617.65

Wustenrot & Wurttembergische AG's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Dec. 2025 is calculated as:

ROIC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=0 * ( 1 - 66.67% )/( (44093.9 + 71484.75)/ 2 )
=0/57789.325
=0.00 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=72841 - 27423 - ( 1457 - 5% * 2658 )
=44093.9

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=72544 - 102 - ( 1113 - 5% * 3115 )
=71484.75

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a ROIC % of 0.00% as of Dec. 2025. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Wustenrot & Wurttembergische AG and its competitors.
Is Wustenrot & Wurttembergische AG's ROIC % too high?
Wustenrot & Wurttembergische AG's current ROIC % is 0.00%. Overall, Wustenrot & Wurttembergische AG has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Wustenrot & Wurttembergische AG's ROIC % compare to AFL and MET?
Wustenrot & Wurttembergische AG's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Wustenrot & Wurttembergische AG and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wustenrot & Wurttembergische AG's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wustenrot & Wurttembergische AG stock overvalued right now?
Wustenrot & Wurttembergische AG (FRA:WUWA) has a current ROIC % of 0.00%. The stock's GF Value™ is €6.15, compared to a current price of €7.20 — trading 17.1% above its estimated fair value. The current ROIC % is 0.00%. Wustenrot & Wurttembergische AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Wustenrot & Wurttembergische AG (FRA:WUWA), the current ROIC % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wustenrot & Wurttembergische AG (FRA:WUWA) Overvalued in 2026?

Based on GuruFocus' analysis, Wustenrot & Wurttembergische AG stock appears to be overvalued. The current stock price of €7.20 is trading 17.1% above its estimated GF Value™ of €6.15.

Key valuation signals for FRA:WUWA:

  • ROIC %: 0.00%
  • GF Value™: €6.15 vs. price of €7.20 (17.1% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the FRA:WUWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wustenrot & Wurttembergische AG Business Description

Address W&W-Platz 1, Kornwestheim, BW, DEU, 70806
Wustenrot & Wurttembergische AG is a German financial services company. It develops and provides the four components of modern financial planning: financial security, residential property ownership, risk protection, and savings and investment. The company's reportable segments are: Housing, Life and Health Insurance, Property/Casualty Insurance, and all other segments. It generates key revenue from the Property/Casualty Insurance segment. The company generates a majority of its revenue from its operations in Germany.
57GF Score

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ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.20
Price
€6.15
GF Value