Grenke AGGKSGF -21.50%67 Interest Coverage is 59.07 as of Mar. 2026, which is 3% below its 10-year median of 61.02. GuruFocus rates GKSGF with a GF Score™ of 67/100 and a GF Value™ of $29.96. The stock has 3 warning signs investors should review. Among 164 Credit Services companies, Grenke AG ranks better than 54.88% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Grenke AG's
Operating Income
for the
three
months ended in Mar. 2026 was $50 Mil. Grenke AG's Interest Expense for the
three
months ended in Mar. 2026 was $-1 Mil.
Grenke AG's interest coverage for the quarter that ended in Mar. 2026 was 59.07.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Grenke AG's Interest Coverage or its related term are showing as below:
GKSGF'
s Interest Coverage Range Over the Past 10 Years
Min: 4.57 Med: 61.02 Max: 166.5
Current: 75.64
GKSGF's Interest Coverage is ranked better than 54.88% of 164
companies
in the Credit Services industry
Industry Median: 49.41
vs GKSGF: 75.64
Grenke AG (OTCPK:GKSGF) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Grenke AG Interest Coverage Related Terms
Grenke AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for Grenke AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Credit Services subindustry, Grenke AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grenke AG Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Grenke AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Grenke AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grenke AG (GKSGF) has a Interest Coverage of 59.07 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grenke AG and its competitors. This is near median its historical median of 61.02. Over the past decade, Grenke AG's Interest Coverage has ranged from 4.57 to 166.50. According to the industry distribution chart, Grenke AG ranks #74 out of 164 companies in the Credit Services industry, placing it in the top 45.1%.
Is Grenke AG's Interest Coverage too high?
Grenke AG's current Interest Coverage of 59.07 is near median its 10-year median of 61.02. Over the past 10 years, this metric has ranged from a low of 4.57 to a high of 166.50. The Credit Services industry median Interest Coverage is 49.41. Grenke AG's value of 59.07 is 19.6% above this industry median. Based on the distribution chart, Grenke AG ranks #74 out of 164 companies in the Credit Services industry, which is above the industry midpoint. Overall, Grenke AG has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Grenke AG ranks #74 out of 164 companies for Interest Coverage. This puts Grenke AG in the upper half of its industry. The industry median Interest Coverage is 49.41. Grenke AG's value of 59.07 is 19.6% above this benchmark. Historically, Grenke AG's own Interest Coverage has ranged from 4.57 to 166.50 over the past decade. While the company's 10-year median is 61.02 vs. the industry median of 49.41, Grenke AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grenke AG's current Interest Coverage of 59.07 is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Grenke AG and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grenke AG's current Interest Coverage is 59.07, which is near median its own 10-year median of 61.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (GKSGF) has a current Interest Coverage of 59.07. The stock's GF Value™ is $29.96, compared to a current price of $17.27 — trading 42.4% below its estimated fair value. The current Interest Coverage is 59.07, which is near median its 10-year median of 61.02 and 19.6% above the Credit Services industry median of 49.41. Grenke AG's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Grenke AG (GKSGF), the current Interest Coverage is 59.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grenke AG (GKSGF) Overvalued in 2026?
Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued.
The current stock price of $17.27 is trading 42.4% below its estimated GF Value™ of $29.96.
Key valuation signals for GKSGF:
Interest Coverage: 59.07 (near median its 10-year median of 61.02)
GF Value™: $29.96 vs. price of $17.27 (42.4% below fair value)
Industry Position: 19.6% above the Credit Services median (#74 of 164)
No single metric tells the full story. See the GKSGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
67GF Score
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