GKSGF (Grenke AG) Scaled Net Operating Assets: 0.60 (As of Mar. 2026)


GKSGF Grenke AG GKSGF
64 GF Score
Price $17.27
GF Value $29.21
! 3 Warning Signs
View Full Analysis

What is Grenke AG Scaled Net Operating Assets?

Grenke AG GKSGF -21.50% 64 Scaled Net Operating Assets is 0.60 as of Mar. 2026. GuruFocus rates GKSGF with a GF Score™ of 64/100 and a GF Value™ of $29.21. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grenke AG's operating assets for the quarter that ended in Mar. 2026 was $9,698 Mil. Grenke AG's operating liabilities for the quarter that ended in Mar. 2026 was $3,293 Mil. Grenke AG's Total Assets for the quarter that ended in Dec. 2025 was $10,643 Mil. Therefore, Grenke AG's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.60.


Grenke AG Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Grenke AG's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grenke AG Scaled Net Operating Assets Chart

Grenke AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.64 0.72 0.63 0.78

Grenke AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.65 0.62 0.65 0.60

GKSGF vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Grenke AG's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grenke AG Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Grenke AG's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Grenke AG's Scaled Net Operating Assets falls into.


GKSGF
64GF Score
Grenke AG GKSGF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grenke AG Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grenke AG's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9831.072-3123.909)/8579.387
=0.78

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=10643.094 - 812.022
=9831.072

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8982.355 - 4366.706 - 1491.74
=3123.909

Grenke AG's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(9698.341-3292.846)/10643.094
=0.60

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=10825.327 - 1126.986
=9698.341

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9183.252 - 4709.613 - 1180.793
=3292.846

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.60 mean?
Grenke AG (GKSGF) has a Scaled Net Operating Assets of 0.60 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grenke AG and its competitors.
Is Grenke AG's Scaled Net Operating Assets too high?
Grenke AG's current Scaled Net Operating Assets is 0.60. Overall, Grenke AG has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Grenke AG's Scaled Net Operating Assets compare to V and MA?
Grenke AG's Scaled Net Operating Assets of 0.60 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grenke AG and its competitors. Grenke AG's current Scaled Net Operating Assets is 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grenke AG stock overvalued right now?
Grenke AG (GKSGF) has a current Scaled Net Operating Assets of 0.60. The stock's GF Value™ is $29.21, compared to a current price of $17.27 — trading 40.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.60. Grenke AG's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Grenke AG (GKSGF), the current Scaled Net Operating Assets is 0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grenke AG (GKSGF) Overvalued in 2026?

Based on GuruFocus' analysis, Grenke AG stock appears to be undervalued. The current stock price of $17.27 is trading 40.9% below its estimated GF Value™ of $29.21.

Key valuation signals for GKSGF:

  • Scaled Net Operating Assets: 0.60
  • GF Value™: $29.21 vs. price of $17.27 (40.9% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the GKSGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grenke AG Business Description

Address Neuer Markt 2, Baden-Baden, DEU, 76532
Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. The company's reporting segments include: The Leasing segment, which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring.
64GF Score

Get the complete analysis for GKSGF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.27
Price
$29.21
GF Value