GOCOQ (GoHealth) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


GOCOQ GoHealth Inc GOCOQ
38 GF Score
Price $0.40
GF Value $1.60
Valuation Possible Value Trap
! 10 Warning Signs
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What is GoHealth Interest Coverage?

GoHealth GOCOQ +4.83% 38 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates GOCOQ with a GF Score™ of 38/100 and a GF Value™ of $1.60 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 351 Insurance companies, GoHealth ranks worse than 284900% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GoHealth's Operating Income for the three months ended in Mar. 2026 was $-34.8 Mil. GoHealth's Interest Expense for the three months ended in Mar. 2026 was $-30.8 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for GoHealth's Interest Coverage or its related term are showing as below:


GOCOQ's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


GoHealth  (OTCPK:GOCOQ) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


GoHealth Interest Coverage Related Terms


GoHealth Interest Coverage Historical Data

* Premium members only.

The historical data trend for GoHealth's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GoHealth Interest Coverage Chart

GoHealth Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

GoHealth Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.00 0.00 0.00 0.00

GOCOQ vs HUIZ, EZRA, TIRXF: Interest Coverage Comparison

For the Insurance Brokers subindustry, GoHealth's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GoHealth Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, GoHealth's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GoHealth's Interest Coverage falls into.


GOCOQ
38GF Score
GoHealth Inc GOCOQ
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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GoHealth Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GoHealth's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, GoHealth's Interest Expense was $-87.3 Mil. Its Operating Income was $-152.9 Mil. And its Long-Term Debt & Capital Lease Obligation was $665.4 Mil.

GoHealth did not have earnings to cover the interest expense.

GoHealth's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, GoHealth's Interest Expense was $-30.8 Mil. Its Operating Income was $-34.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $677.6 Mil.

GoHealth did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
GoHealth (GOCOQ) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GoHealth and its competitors. According to the industry distribution chart, GoHealth ranks #999999 out of 351 companies in the Insurance industry.
Is GoHealth's Interest Coverage too high?
GoHealth's current Interest Coverage is 0 (At Loss). Based on the distribution chart, GoHealth ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, GoHealth has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does GoHealth's Interest Coverage compare to HUIZ and EZRA?
According to the Insurance industry distribution chart, GoHealth ranks #999999 out of 351 companies for Interest Coverage. This places GoHealth in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GoHealth and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GoHealth's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GoHealth stock overvalued right now?
Based on GuruFocus' analysis, GoHealth (GOCOQ) is currently considered Possible Value Trap. The stock's GF Value™ is $1.60, compared to a current price of $0.40 — trading 75.3% below its estimated fair value. The current Interest Coverage is 0 (At Loss). GoHealth's overall GF Score™ is 38/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GoHealth (GOCOQ), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GoHealth (GOCOQ) Overvalued in 2026?

Based on GuruFocus' analysis, GoHealth stock appears to be undervalued. The current stock price of $0.40 is trading 75.3% below its estimated GF Value™ of $1.60. GuruFocus considers GoHealth to be Possible Value Trap.

Key valuation signals for GOCOQ:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $1.60 vs. price of $0.40 (75.3% below fair value)
  • GF Score™: 38/100 with 10 warning signs

No single metric tells the full story. See the GOCOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GoHealth Business Description

Address 222 W Merchandise Mart Plaza, Suite 1750, Chicago, IL, USA, 60654
GoHealth Inc is a health insurance marketplace and Medicare-focused digital health company whose purpose is to compassionately ensure consumers' peace of mind when making healthcare decisions, so it can focus on living life. It offers Medicare plans, including, but not limited to, Medicare Advantage, Medicare Supplement and prescription drug plans. The proprietary technology platform integrates artificial intelligence and modern machine-learning algorithms, powered by over two decades of insurance purchasing behavior, to reimagine the process of matching a health plan to a consumer's specific needs.
38GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.40
Price
$1.60
GF Value