GOCOQ (GoHealth) Moat Score: 3/10 (As of Aug. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GOCOQ GoHealth Inc GOCOQ
38 GF Score
Price $0.34
GF Value $1.56
Valuation Possible Value Trap
! 10 Warning Signs
View Full Analysis

What is GoHealth Moat Score?

GoHealth GOCOQ 38 Moat Score is 3 as of Aug. 20, 2026. GuruFocus rates GOCOQ with a GF Score™ of 38/100 and a GF Value™ of $1.56 (Possible Value Trap). The stock has 10 warning signs investors should review. Among 593 Insurance companies, GoHealth ranks better than 72.51% on this metric.

GoHealth has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

GoHealth has No Moat: GoHealth operates in a competitive health insurance marketplace with low switching costs and limited brand strength. While it has some technology-driven efficiencies, these do not translate into a durable competitive advantage, resulting in a very weak moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes GoHealth might have No Moat - Very weak/transient advantages.

GoHealth  (OTCPK:GOCOQ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

GoHealth Moat Score Related Terms

GOCOQ vs ZBAO, EZRA, TIRXF: Moat Score Comparison

For the Insurance Brokers subindustry, GoHealth's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GoHealth Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, GoHealth's Moat Score distribution charts can be found below:

* The bar in red indicates where GoHealth's Moat Score falls into.


GOCOQ
38GF Score
GoHealth Inc GOCOQ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
GoHealth (GOCOQ) has a Moat Score of 3 as of Aug. 20, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, GoHealth ranks #163 out of 593 companies in the Insurance industry, placing it in the top 27.5%.
Is GoHealth's Moat Score too high?
GoHealth's current Moat Score is 3. Based on the distribution chart, GoHealth ranks #163 out of 593 companies in the Insurance industry, which is above the industry midpoint. Overall, GoHealth has a GF Score™ of 38/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does GoHealth's Moat Score compare to ZBAO and EZRA?
According to the Insurance industry distribution chart, GoHealth ranks #163 out of 593 companies for Moat Score. This puts GoHealth in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. GoHealth's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GoHealth stock overvalued right now?
Based on GuruFocus' analysis, GoHealth (GOCOQ) is currently considered Possible Value Trap. The stock's GF Value™ is $1.56, compared to a current price of $0.34 — trading 78.4% below its estimated fair value. The current Moat Score is 3. GoHealth's overall GF Score™ is 38/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For GoHealth (GOCOQ), the current Moat Score is 3 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GoHealth (GOCOQ) Overvalued in 2026?

Based on GuruFocus' analysis, GoHealth stock appears to be undervalued. The current stock price of $0.34 is trading 78.4% below its estimated GF Value™ of $1.56. GuruFocus considers GoHealth to be Possible Value Trap.

Key valuation signals for GOCOQ:

  • Moat Score: 3
  • GF Value™: $1.56 vs. price of $0.34 (78.4% below fair value)
  • GF Score™: 38/100 with 10 warning signs

No single metric tells the full story. See the GOCOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GoHealth Business Description

Address 222 W Merchandise Mart Plaza, Suite 1750, Chicago, IL, USA, 60654
GoHealth Inc is a health insurance marketplace and Medicare-focused digital health company whose purpose is to compassionately ensure consumers' peace of mind when making healthcare decisions, so it can focus on living life. It offers Medicare plans, including, but not limited to, Medicare Advantage, Medicare Supplement and prescription drug plans. The proprietary technology platform integrates artificial intelligence and modern machine-learning algorithms, powered by over two decades of insurance purchasing behavior, to reimagine the process of matching a health plan to a consumer's specific needs.
38GF Score

Get the complete analysis for GOCOQ

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.34
Price
$1.56
GF Value