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South China Financial HoldingsHKSE:00619 34 Interest Coverage is 7.38 as of Dec. 2025, which is 423% above its 10-year median of 1.41. GuruFocus rates HKSE:00619 with a GF Score™ of 34/100 and a GF Value™ of HK$0.26 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 432 Capital Markets companies, South China Financial Holdings ranks worse than 90.51% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. South China Financial Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was HK$33.14 Mil. South China Financial Holdings's Interest Expense for the
six
months ended in Dec. 2025 was HK$-4.49 Mil.
South China Financial Holdings's interest coverage for the quarter that ended in Dec. 2025 was 7.38.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. South China Financial Holdings Ltd interest coverage is 1.27, which is low.
The historical rank and industry rank for South China Financial Holdings's Interest Coverage or its related term are showing as below:
HKSE:00619'
s Interest Coverage Range Over the Past 10 Years
Min: 1.27 Med: 1.41 Max: 1.54
Current: 1.27
HKSE:00619's Interest Coverage is ranked worse than 90.51% of 432
companies
in the Capital Markets industry
Industry Median: 19.905
vs HKSE:00619: 1.27
South China Financial Holdings (HKSE:00619) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
South China Financial Holdings Interest Coverage Related Terms
South China Financial Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
South China Financial Holdings Interest Coverage Chart
HKSE:00619 vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, South China Financial Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
South China Financial Holdings Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, South China Financial Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where South China Financial Holdings's Interest Coverage falls into.
South China Financial Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
South China Financial Holdings (HKSE:00619) has a Interest Coverage of 7.38 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on South China Financial Holdings and its competitors. This is 423% above median its historical median of 1.41. Over the past decade, South China Financial Holdings' Interest Coverage has ranged from 1.27 to 1.54. According to the industry distribution chart, South China Financial Holdings ranks #391 out of 432 companies in the Capital Markets industry, placing it in the top 90.5%.
Is South China Financial Holdings' Interest Coverage too high?
South China Financial Holdings' current Interest Coverage of 7.38 is 423% above median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 1.54. The Capital Markets industry median Interest Coverage is 19.91. South China Financial Holdings' value of 7.38 is 62.9% below this industry median. Based on the distribution chart, South China Financial Holdings ranks #391 out of 432 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, South China Financial Holdings has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does South China Financial Holdings' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, South China Financial Holdings ranks #391 out of 432 companies for Interest Coverage. This places South China Financial Holdings in the lower half of its industry. The industry median Interest Coverage is 19.91. South China Financial Holdings' value of 7.38 is 62.9% below this benchmark. Historically, South China Financial Holdings' own Interest Coverage has ranged from 1.27 to 1.54 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 19.91, South China Financial Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.91, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. South China Financial Holdings's current Interest Coverage of 7.38 is 62.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on South China Financial Holdings and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. South China Financial Holdings's current Interest Coverage is 7.38, which is 423% above median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South China Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, South China Financial Holdings (HKSE:00619) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.26, compared to a current price of HK$0.29 — trading 11.5% above its estimated fair value. The current Interest Coverage is 7.38, which is 423% above median its 10-year median of 1.41 and 62.9% below the Capital Markets industry median of 19.91. South China Financial Holdings' overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For South China Financial Holdings (HKSE:00619), the current Interest Coverage is 7.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is South China Financial Holdings (HKSE:00619) Overvalued in 2026?
Based on GuruFocus' analysis, South China Financial Holdings stock appears to be overvalued.
The current stock price of HK$0.29 is trading 11.5% above its estimated GF Value™ of HK$0.26.
GuruFocus considers South China Financial Holdings to be Modestly Overvalued.
Key valuation signals for HKSE:00619:
Interest Coverage: 7.38 (423% above median its 10-year median of 1.41)
GF Value™: HK$0.26 vs. price of HK$0.29 (11.5% above fair value)
Industry Position: 62.9% below the Capital Markets median (#391 of 432)
No single metric tells the full story. See the HKSE:00619 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
South China Financial Holdings Ltd, along with its subsidiaries, provides a comprehensive range of financial services through both traditional and online trading platforms. The Group's offerings include brokerage and trading services across multiple asset classes such as equities, foreign exchange, commodities, financial futures, etc. In addition, it is engaged in corporate finance activities, asset management, corporate financial advisory, and securities underwriting. The Group's reportable operating segments are: Broking, which generates maximum revenue, Trading and investment, Margin financing and money lending, Asset and wealth management, Corporate advisory and underwriting, Property investment, and Others. Geographically, it generates maximum revenue from Hong Kong.
34GF Score
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