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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. China Taiping Insurance Holdings Co's
EBIT
for the
six
months ended in Dec. 2025 was HK$24,345 Mil. China Taiping Insurance Holdings Co's Interest Expense for the
six
months ended in Dec. 2025 was HK$-1,162 Mil.
China Taiping Insurance Holdings Co's interest coverage for the quarter that ended in Dec. 2025 was 20.95.
The higher the ratio, the stronger the company's financial strength is.
China Taiping Insurance Holdings Co (HKSE:00966) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
China Taiping Insurance Holdings Co Interest Coverage Related Terms
China Taiping Insurance Holdings Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
China Taiping Insurance Holdings Co Interest Coverage Chart
HKSE:00966 vs AFL, MET, PRU: Interest Coverage Comparison
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's Interest Coverage falls into.
China Taiping Insurance Holdings Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Taiping Insurance Holdings Co (HKSE:00966) has a Interest Coverage of 20.95 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Taiping Insurance Holdings Co and its competitors. This is 216% above median its historical median of 6.62. Over the past decade, China Taiping Insurance Holdings Co's Interest Coverage has ranged from 2.96 to 14.56. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #186 out of 351 companies in the Insurance industry, placing it in the top 53%.
Is China Taiping Insurance Holdings Co's Interest Coverage too high?
China Taiping Insurance Holdings Co's current Interest Coverage of 20.95 is 216% above median its 10-year median of 6.62. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 14.56. The Insurance industry median Interest Coverage is 16.06. China Taiping Insurance Holdings Co's value of 20.95 is 30.4% above this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #186 out of 351 companies in the Insurance industry, which is below the industry midpoint. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #186 out of 351 companies for Interest Coverage. This places China Taiping Insurance Holdings Co in the lower half of its industry. The industry median Interest Coverage is 16.06. China Taiping Insurance Holdings Co's value of 20.95 is 30.4% above this benchmark. Historically, China Taiping Insurance Holdings Co's own Interest Coverage has ranged from 2.96 to 14.56 over the past decade. While the company's 10-year median is 6.62 vs. the industry median of 16.06, China Taiping Insurance Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.06, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current Interest Coverage of 20.95 is 30.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on China Taiping Insurance Holdings Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current Interest Coverage is 20.95, which is 216% above median its own 10-year median of 6.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co (HKSE:00966) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$13.31, compared to a current price of HK$19.42 — trading 45.9% above its estimated fair value. The current Interest Coverage is 20.95, which is 216% above median its 10-year median of 6.62 and 30.4% above the Insurance industry median of 16.06. China Taiping Insurance Holdings Co's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (HKSE:00966), the current Interest Coverage is 20.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (HKSE:00966) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of HK$19.42 is trading 45.9% above its estimated GF Value™ of HK$13.31.
GuruFocus considers China Taiping Insurance Holdings Co to be Significantly Overvalued.
Key valuation signals for HKSE:00966:
Interest Coverage: 20.95 (216% above median its 10-year median of 6.62)
GF Value™: HK$13.31 vs. price of HK$19.42 (45.9% above fair value)
Industry Position: 30.4% above the Insurance median (#186 of 351)
No single metric tells the full story. See the HKSE:00966 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Business Description
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
75GF Score
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