Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
HKSE:00966's ROE % is ranked better than 90.08% of 504
companies
in the Insurance industry
Industry Median: 11.635
vs HKSE:00966: 28.14
China Taiping Insurance Holdings Co (HKSE:00966) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
China Taiping Insurance Holdings Co ROE % Related Terms
China Taiping Insurance Holdings Co ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's ROE % distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
China Taiping Insurance Holdings Co (HKSE:00966) has a ROE % of 40.31% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on China Taiping Insurance Holdings Co and its competitors. This is 362% above median its historical median of 8.73. Over the past decade, China Taiping Insurance Holdings Co's ROE % has ranged from 4.86 to 28.14. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #50 out of 504 companies in the Insurance industry, placing it in the top 9.9%.
Is China Taiping Insurance Holdings Co's ROE % too high?
China Taiping Insurance Holdings Co's current ROE % of 40.31% is 362% above median its 10-year median of 8.73. Over the past 10 years, this metric has ranged from a low of 4.86 to a high of 28.14. The Insurance industry median ROE % is 11.64. China Taiping Insurance Holdings Co's value of 40.31% is 246.5% above this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #50 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's ROE % compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #50 out of 504 companies for ROE %. This places China Taiping Insurance Holdings Co in the top 10% of its industry — outperforming the majority of peers. The industry median ROE % is 11.64. China Taiping Insurance Holdings Co's value of 40.31% is 246.5% above this benchmark. Historically, China Taiping Insurance Holdings Co's own ROE % has ranged from 4.86 to 28.14 over the past decade. While the company's 10-year median is 8.73 vs. the industry median of 11.64, China Taiping Insurance Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current ROE % of 40.31% is 246.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on China Taiping Insurance Holdings Co and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current ROE % is 40.31%, which is 362% above median its own 10-year median of 8.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co (HKSE:00966) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$13.34, compared to a current price of HK$18.92 — trading 41.8% above its estimated fair value. The current ROE % is 40.31%, which is 362% above median its 10-year median of 8.73 and 246.5% above the Insurance industry median of 11.64. China Taiping Insurance Holdings Co's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (HKSE:00966), the current ROE % is 40.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (HKSE:00966) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of HK$18.92 is trading 41.8% above its estimated GF Value™ of HK$13.34.
GuruFocus considers China Taiping Insurance Holdings Co to be Significantly Overvalued.
Key valuation signals for HKSE:00966:
ROE %: 40.31% (362% above median its 10-year median of 8.73)
GF Value™: HK$13.34 vs. price of HK$18.92 (41.8% above fair value)
Industry Position: 246.5% above the Insurance median (#50 of 504)
No single metric tells the full story. See the HKSE:00966 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Business Description
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
76GF Score
Get the complete analysis for HKSE:00966
ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:00966 has been successfully added to your 
