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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. China Taiping Insurance Holdings Co's annualizedNet Income for the quarter that ended in Dec. 2025 was HK$40,590 Mil.
China Taiping Insurance Holdings Co's average Total Assets over the quarter that ended in Dec. 2025 was HK$1,930,353 Mil. Therefore, China Taiping Insurance Holdings Co's annualized ROA % for the quarter that ended in Dec. 2025 was 2.10%.
HKSE:00966's ROA % is ranked worse than 65.62% of 509
companies
in the Insurance industry
Industry Median: 2.62
vs HKSE:00966: 1.45
China Taiping Insurance Holdings Co (HKSE:00966) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
China Taiping Insurance Holdings Co ROA % Related Terms
China Taiping Insurance Holdings Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, China Taiping Insurance Holdings Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Taiping Insurance Holdings Co ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, China Taiping Insurance Holdings Co's ROA % distribution charts can be found below:
* The bar in red indicates where China Taiping Insurance Holdings Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
China Taiping Insurance Holdings Co (HKSE:00966) has a ROA % of 2.10% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on China Taiping Insurance Holdings Co and its competitors. This is 163% above median its historical median of 0.80. Over the past decade, China Taiping Insurance Holdings Co's ROA % has ranged from 0.33 to 1.45. According to the industry distribution chart, China Taiping Insurance Holdings Co ranks #334 out of 509 companies in the Insurance industry, placing it in the top 65.6%.
Is China Taiping Insurance Holdings Co's ROA % too high?
China Taiping Insurance Holdings Co's current ROA % of 2.10% is 163% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.45. The Insurance industry median ROA % is 2.62. China Taiping Insurance Holdings Co's value of 2.10% is 19.8% below this industry median. Based on the distribution chart, China Taiping Insurance Holdings Co ranks #334 out of 509 companies in the Insurance industry, which is below the industry midpoint. Overall, China Taiping Insurance Holdings Co has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Taiping Insurance Holdings Co's ROA % compare to AFL and MET?
According to the Insurance industry distribution chart, China Taiping Insurance Holdings Co ranks #334 out of 509 companies for ROA %. This places China Taiping Insurance Holdings Co in the lower half of its industry. The industry median ROA % is 2.62. China Taiping Insurance Holdings Co's value of 2.10% is 19.8% below this benchmark. Historically, China Taiping Insurance Holdings Co's own ROA % has ranged from 0.33 to 1.45 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 2.62, China Taiping Insurance Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.62, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Taiping Insurance Holdings Co's current ROA % of 2.10% is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on China Taiping Insurance Holdings Co and its competitors. For the Insurance industry, the median ROA % is 2.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Taiping Insurance Holdings Co's current ROA % is 2.10%, which is 163% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Taiping Insurance Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co (HKSE:00966) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$13.34, compared to a current price of HK$18.80 — trading 40.9% above its estimated fair value. The current ROA % is 2.10%, which is 163% above median its 10-year median of 0.80 and 19.8% below the Insurance industry median of 2.62. China Taiping Insurance Holdings Co's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For China Taiping Insurance Holdings Co (HKSE:00966), the current ROA % is 2.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Taiping Insurance Holdings Co (HKSE:00966) Overvalued in 2026?
Based on GuruFocus' analysis, China Taiping Insurance Holdings Co stock appears to be overvalued.
The current stock price of HK$18.80 is trading 40.9% above its estimated GF Value™ of HK$13.34.
GuruFocus considers China Taiping Insurance Holdings Co to be Significantly Overvalued.
Key valuation signals for HKSE:00966:
ROA %: 2.10% (163% above median its 10-year median of 0.80)
GF Value™: HK$13.34 vs. price of HK$18.80 (40.9% above fair value)
Industry Position: 19.8% below the Insurance median (#334 of 509)
No single metric tells the full story. See the HKSE:00966 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Taiping Insurance Holdings Co Business Description
China Taiping Insurance Holdings Co Ltd is a holding company that, through its subsidiaries, sells insurance products and offers a variety of investment management services. The company sells life, property and casualty, reinsurance, and pension insurance products. The firm also operates asset management and real estate management services. The majority of China Taiping Insurance's income is derived from life insurance, with the People's Republic of China contributing a portion of the company's revenue. The company comprises business segments: the life insurance business, PRC property and casualty insurance business, Overseas property and casualty insurance business, reinsurance business, and Others. The majority of revenue is generated from the life insurance business.
76GF Score
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