BExcellent Group Holdings (HKSE:01775) Interest Coverage: 1.95 (As of Jan. 2026) — 100% Below Median

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HKSE:01775 BExcellent Group Holdings Ltd HKSE:01775
35 GF Score
Price HK$0.33
GF Value HK$0.37
Valuation Modestly Undervalued
! 7 Warning Signs
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What is BExcellent Group Holdings Interest Coverage?

BExcellent Group Holdings HKSE:01775 35 Interest Coverage is 1.95 as of Jan. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates HKSE:01775 with a GF Score™ of 35/100 and a GF Value™ of HK$0.37 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 195 Education companies, BExcellent Group Holdings ranks worse than 512820% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. BExcellent Group Holdings's Operating Income for the six months ended in Jan. 2026 was HK$4.6 Mil. BExcellent Group Holdings's Interest Expense for the six months ended in Jan. 2026 was HK$-2.4 Mil. BExcellent Group Holdings's interest coverage for the quarter that ended in Jan. 2026 was 1.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for BExcellent Group Holdings's Interest Coverage or its related term are showing as below:


HKSE:01775's Interest Coverage is not ranked *
in the Education industry.
Industry Median: 13.81
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


BExcellent Group Holdings  (HKSE:01775) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


BExcellent Group Holdings Interest Coverage Related Terms


BExcellent Group Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for BExcellent Group Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

BExcellent Group Holdings Interest Coverage Chart

BExcellent Group Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BExcellent Group Holdings Semi-Annual Data
Jul15 Jul16 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.95

HKSE:01775 vs EDU, TAL, LAUR: Interest Coverage Comparison

For the Education & Training Services subindustry, BExcellent Group Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BExcellent Group Holdings Interest Coverage vs Education Industry

For the Education industry and Consumer Defensive sector, BExcellent Group Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where BExcellent Group Holdings's Interest Coverage falls into.


HKSE:01775
35GF Score
BExcellent Group Holdings Ltd HKSE:01775
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BExcellent Group Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

BExcellent Group Holdings's Interest Coverage for the fiscal year that ended in Jul. 2025 is calculated as

Here, for the fiscal year that ended in Jul. 2025, BExcellent Group Holdings's Interest Expense was HK$-3.6 Mil. Its Operating Income was HK$-30.4 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$4.2 Mil.

BExcellent Group Holdings did not have earnings to cover the interest expense.

BExcellent Group Holdings's Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Here, for the six months ended in Jan. 2026, BExcellent Group Holdings's Interest Expense was HK$-2.4 Mil. Its Operating Income was HK$4.6 Mil. And its Long-Term Debt & Capital Lease Obligation was HK$11.9 Mil.

Interest Coverage=-1* Operating Income (Q: Jan. 2026 )/Interest Expense (Q: Jan. 2026 )
=-1*4.583/-2.356
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.95 mean?
BExcellent Group Holdings (HKSE:01775) has a Interest Coverage of 1.95 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BExcellent Group Holdings and its competitors. This is 100% below median its historical median of 10,000.00. According to the industry distribution chart, BExcellent Group Holdings ranks #999999 out of 195 companies in the Education industry.
Is BExcellent Group Holdings' Interest Coverage too high?
BExcellent Group Holdings' current Interest Coverage of 1.95 is 100% below median its 10-year median of 10,000.00. The Education industry median Interest Coverage is 13.81. BExcellent Group Holdings' value of 1.95 is 85.9% below this industry median. Based on the distribution chart, BExcellent Group Holdings ranks #999999 out of 195 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, BExcellent Group Holdings has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BExcellent Group Holdings' Interest Coverage compare to EDU and TAL?
According to the Education industry distribution chart, BExcellent Group Holdings ranks #999999 out of 195 companies for Interest Coverage. This places BExcellent Group Holdings in the lower half of its industry. The industry median Interest Coverage is 13.81. BExcellent Group Holdings' value of 1.95 is 85.9% below this benchmark. While the company's 10-year median is 10,000.00 vs. the industry median of 13.81, BExcellent Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.81, based on 195 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BExcellent Group Holdings's current Interest Coverage of 1.95 is 85.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on BExcellent Group Holdings and its competitors. For the Education industry, the median Interest Coverage is 13.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BExcellent Group Holdings's current Interest Coverage is 1.95, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BExcellent Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, BExcellent Group Holdings (HKSE:01775) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.37, compared to a current price of HK$0.33 — trading 10.8% below its estimated fair value. The current Interest Coverage is 1.95, which is 100% below median its 10-year median of 10,000.00 and 85.9% below the Education industry median of 13.81. BExcellent Group Holdings' overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For BExcellent Group Holdings (HKSE:01775), the current Interest Coverage is 1.95 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BExcellent Group Holdings (HKSE:01775) Overvalued in 2026?

Based on GuruFocus' analysis, BExcellent Group Holdings stock appears to be undervalued. The current stock price of HK$0.33 is trading 10.8% below its estimated GF Value™ of HK$0.37. GuruFocus considers BExcellent Group Holdings to be Modestly Undervalued.

Key valuation signals for HKSE:01775:

  • Interest Coverage: 1.95 (100% below median its 10-year median of 10,000.00)
  • GF Value™: HK$0.37 vs. price of HK$0.33 (10.8% below fair value)
  • GF Score™: 35/100 with 7 warning signs
  • Industry Position: 85.9% below the Education median (#999999 of 195)

No single metric tells the full story. See the HKSE:01775 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BExcellent Group Holdings Business Description

Address 9 Sheung Yuet Road, Unit 02, 3rd Floor, Tower 3, Enterprise Square Phase I, Kowloon Bay, Kowloon, Hong Kong, HKG
BExcellent Group Holdings Ltd is an investment holding company. The company and its subsidiaries provide private supplementary secondary school education services, school services, private secondary day schools, and ancillary education services and products in Hong Kong. Its ancillary education services and products represent education-related income, including interview preparation, language and supplementary primary school education, and tutorial services offered under the Diverse Learning Club, Beacon Childhood, BeConfident, Glocal Education, and Mathgic brands. The company generates the majority of its revenue from private supplementary secondary school education services. It operates in Hong Kong and the PRC, with the majority of its revenue derived from Hong Kong.
35GF Score

Get the complete analysis for HKSE:01775

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.33
Price
HK$0.37
GF Value