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Swang Chai ChuanHKSE:02321 -1.01%66 Interest Coverage is 13.02 as of Dec. 2025, which is 23% below its 10-year median of 16.92. GuruFocus rates HKSE:02321 with a GF Score™ of 66/100 and a GF Value™ of HK$0.44 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 251 Retail - Defensive companies, Swang Chai Chuan ranks better than 62.15% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Swang Chai Chuan's
Operating Income
for the
six
months ended in Dec. 2025 was HK$34 Mil. Swang Chai Chuan's Interest Expense for the
six
months ended in Dec. 2025 was HK$-3 Mil.
Swang Chai Chuan's interest coverage for the quarter that ended in Dec. 2025 was 13.02.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Swang Chai Chuan's Interest Coverage or its related term are showing as below:
HKSE:02321'
s Interest Coverage Range Over the Past 10 Years
Min: 12.01 Med: 16.92 Max: 29.79
Current: 16.48
HKSE:02321's Interest Coverage is ranked better than 62.15% of 251
companies
in the Retail - Defensive industry
Industry Median: 8.91
vs HKSE:02321: 16.48
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Swang Chai Chuan Interest Coverage Related Terms
Swang Chai Chuan Interest Coverage Historical Data
* Premium members only.
The historical data trend for Swang Chai Chuan's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Swang Chai Chuan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swang Chai Chuan Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Swang Chai Chuan's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Swang Chai Chuan's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swang Chai Chuan (HKSE:02321) has a Interest Coverage of 13.02 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swang Chai Chuan and its competitors. This is 23% below median its historical median of 16.92. Over the past decade, Swang Chai Chuan's Interest Coverage has ranged from 12.01 to 29.79. According to the industry distribution chart, Swang Chai Chuan ranks #95 out of 251 companies in the Retail - Defensive industry, placing it in the top 37.8%.
Is Swang Chai Chuan's Interest Coverage too high?
Swang Chai Chuan's current Interest Coverage of 13.02 is 23% below median its 10-year median of 16.92. Over the past 10 years, this metric has ranged from a low of 12.01 to a high of 29.79. The Retail - Defensive industry median Interest Coverage is 8.91. Swang Chai Chuan's value of 13.02 is 46.1% above this industry median. Based on the distribution chart, Swang Chai Chuan ranks #95 out of 251 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Swang Chai Chuan has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swang Chai Chuan's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, Swang Chai Chuan ranks #95 out of 251 companies for Interest Coverage. This puts Swang Chai Chuan in the upper half of its industry. The industry median Interest Coverage is 8.91. Swang Chai Chuan's value of 13.02 is 46.1% above this benchmark. Historically, Swang Chai Chuan's own Interest Coverage has ranged from 12.01 to 29.79 over the past decade. While the company's 10-year median is 16.92 vs. the industry median of 8.91, Swang Chai Chuan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.91, based on 251 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swang Chai Chuan's current Interest Coverage of 13.02 is 46.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Swang Chai Chuan and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swang Chai Chuan's current Interest Coverage is 13.02, which is 23% below median its own 10-year median of 16.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swang Chai Chuan stock overvalued right now?
Based on GuruFocus' analysis, Swang Chai Chuan (HKSE:02321) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$0.44, compared to a current price of HK$0.49 — trading 11.4% above its estimated fair value. The current Interest Coverage is 13.02, which is 23% below median its 10-year median of 16.92 and 46.1% above the Retail - Defensive industry median of 8.91. Swang Chai Chuan's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Swang Chai Chuan (HKSE:02321), the current Interest Coverage is 13.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swang Chai Chuan (HKSE:02321) Overvalued in 2026?
Based on GuruFocus' analysis, Swang Chai Chuan stock appears to be overvalued.
The current stock price of HK$0.49 is trading 11.4% above its estimated GF Value™ of HK$0.44.
GuruFocus considers Swang Chai Chuan to be Modestly Overvalued.
Key valuation signals for HKSE:02321:
Interest Coverage: 13.02 (23% below median its 10-year median of 16.92)
GF Value™: HK$0.44 vs. price of HK$0.49 (11.4% above fair value)
Industry Position: 46.1% above the Retail - Defensive median (#95 of 251)
No single metric tells the full story. See the HKSE:02321 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swang Chai Chuan Ltd is an investment holding company and its subsidiaries are principally engaged in distribution and sales of food and beverages (F&B) and provision of logistics, warehousing and other services in Malaysia. The company has one reportable segment. The company's brands are CED, Mega Food, Mega Fresh, Sayangku, and Snow Cat.
66GF Score
Get the complete analysis for HKSE:02321
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