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Yinsheng Digifavor CoHKSE:03773 +0.39%73 Interest Coverage is 22.99 as of Dec. 2025, which is 73% above its 10-year median of 13.28. GuruFocus rates HKSE:03773 with a GF Score™ of 73/100 and a GF Value™ of HK$4.01 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,728 Software companies, Yinsheng Digifavor Co ranks worse than 65.57% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Yinsheng Digifavor Co's
Operating Income
for the
six
months ended in Dec. 2025 was HK$22.3 Mil. Yinsheng Digifavor Co's Interest Expense for the
six
months ended in Dec. 2025 was HK$-1.0 Mil.
Yinsheng Digifavor Co's interest coverage for the quarter that ended in Dec. 2025 was 22.99.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Yinsheng Digifavor Co's Interest Coverage or its related term are showing as below:
HKSE:03773'
s Interest Coverage Range Over the Past 10 Years
Min: 4.82 Med: 13.28 Max: 31.75
Current: 10.26
HKSE:03773's Interest Coverage is ranked worse than 65.57% of 1728
companies
in the Software industry
Industry Median: 26.755
vs HKSE:03773: 10.26
Yinsheng Digifavor Co (HKSE:03773) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Yinsheng Digifavor Co Interest Coverage Related Terms
Yinsheng Digifavor Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Yinsheng Digifavor Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:03773 vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, Yinsheng Digifavor Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yinsheng Digifavor Co Interest Coverage vs Software Industry
For the Software industry and Technology sector, Yinsheng Digifavor Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Yinsheng Digifavor Co's Interest Coverage falls into.
Yinsheng Digifavor Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yinsheng Digifavor Co (HKSE:03773) has a Interest Coverage of 22.99 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yinsheng Digifavor Co and its competitors. This is 73% above median its historical median of 13.28. Over the past decade, Yinsheng Digifavor Co's Interest Coverage has ranged from 4.82 to 31.75. According to the industry distribution chart, Yinsheng Digifavor Co ranks #1133 out of 1728 companies in the Software industry, placing it in the top 65.6%.
Is Yinsheng Digifavor Co's Interest Coverage too high?
Yinsheng Digifavor Co's current Interest Coverage of 22.99 is 73% above median its 10-year median of 13.28. Over the past 10 years, this metric has ranged from a low of 4.82 to a high of 31.75. The Software industry median Interest Coverage is 26.76. Yinsheng Digifavor Co's value of 22.99 is 14.1% below this industry median. Based on the distribution chart, Yinsheng Digifavor Co ranks #1133 out of 1728 companies in the Software industry, which is below the industry midpoint. Overall, Yinsheng Digifavor Co has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Yinsheng Digifavor Co's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, Yinsheng Digifavor Co ranks #1133 out of 1728 companies for Interest Coverage. This places Yinsheng Digifavor Co in the lower half of its industry. The industry median Interest Coverage is 26.76. Yinsheng Digifavor Co's value of 22.99 is 14.1% below this benchmark. Historically, Yinsheng Digifavor Co's own Interest Coverage has ranged from 4.82 to 31.75 over the past decade. While the company's 10-year median is 13.28 vs. the industry median of 26.76, Yinsheng Digifavor Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.76, based on 1,728 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Yinsheng Digifavor Co's current Interest Coverage of 22.99 is 14.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yinsheng Digifavor Co and its competitors. For the Software industry, the median Interest Coverage is 26.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yinsheng Digifavor Co's current Interest Coverage is 22.99, which is 73% above median its own 10-year median of 13.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yinsheng Digifavor Co stock overvalued right now?
Based on GuruFocus' analysis, Yinsheng Digifavor Co (HKSE:03773) is currently considered Possible Value Trap. The stock's GF Value™ is HK$4.01, compared to a current price of HK$2.57 — trading 35.9% below its estimated fair value. The current Interest Coverage is 22.99, which is 73% above median its 10-year median of 13.28 and 14.1% below the Software industry median of 26.76. Yinsheng Digifavor Co's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Yinsheng Digifavor Co (HKSE:03773), the current Interest Coverage is 22.99 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yinsheng Digifavor Co (HKSE:03773) Overvalued in 2026?
Based on GuruFocus' analysis, Yinsheng Digifavor Co stock appears to be undervalued.
The current stock price of HK$2.57 is trading 35.9% below its estimated GF Value™ of HK$4.01.
GuruFocus considers Yinsheng Digifavor Co to be Possible Value Trap.
Key valuation signals for HKSE:03773:
Interest Coverage: 22.99 (73% above median its 10-year median of 13.28)
GF Value™: HK$4.01 vs. price of HK$2.57 (35.9% below fair value)
Industry Position: 14.1% below the Software median (#1133 of 1728)
No single metric tells the full story. See the HKSE:03773 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yinsheng Digifavor Co Ltd Formerly NNK Group Ltd is an investment holding company that provides online transaction services in the mobile top-up service industry. It provides mobile top-up services to mobile users in the PRC through electronic banking systems of PRC banks; offline channels, including third-party online platforms, its own websites and its WeChat public account. Its segments are: Top up services includes provision of mobile charges and mobile data usage top up services to mobile subscribers; and Digital marketing services includes provision of all-in-one live streaming services and sourcing and delivery of products and related value-added services. It has operations and generates revenue from the People's Republic of China.
73GF Score
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