PT Bumi Citra Permai Tbk (ISX:BCIP) Interest Coverage: 26.85 (As of Mar. 2026) — 16% Above Median


ISX:BCIP PT Bumi Citra Permai Tbk ISX:BCIP
64 GF Score
Price Rp58.00
GF Value Rp79.40
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bumi Citra Permai Tbk Interest Coverage?

PT Bumi Citra Permai Tbk ISX:BCIP +1.75% 64 Interest Coverage is 26.85 as of Mar. 2026, which is 16% above its 10-year median of 23.14. GuruFocus rates ISX:BCIP with a GF Score™ of 64/100 and a GF Value™ of Rp79.40 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,295 Real Estate companies, PT Bumi Citra Permai Tbk ranks better than 89.19% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PT Bumi Citra Permai Tbk's Operating Income for the three months ended in Mar. 2026 was Rp11,450 Mil. PT Bumi Citra Permai Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp-426 Mil. PT Bumi Citra Permai Tbk's interest coverage for the quarter that ended in Mar. 2026 was 26.85. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PT Bumi Citra Permai Tbk's Interest Coverage or its related term are showing as below:

ISX:BCIP' s Interest Coverage Range Over the Past 10 Years
Min: 3.59   Med: 23.14   Max: 222.63
Current: 205.95


ISX:BCIP's Interest Coverage is ranked better than
89.19% of 1295 companies
in the Real Estate industry
Industry Median: 4.24 vs ISX:BCIP: 205.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Bumi Citra Permai Tbk  (ISX:BCIP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PT Bumi Citra Permai Tbk Interest Coverage Related Terms


PT Bumi Citra Permai Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Bumi Citra Permai Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Bumi Citra Permai Tbk Interest Coverage Chart

PT Bumi Citra Permai Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 222.63 133.68 37.60 44.27

PT Bumi Citra Permai Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.13 6.26 21.31 0.00 26.85

PT Bumi Citra Permai Tbk Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, PT Bumi Citra Permai Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bumi Citra Permai Tbk Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, PT Bumi Citra Permai Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Bumi Citra Permai Tbk's Interest Coverage falls into.


ISX:BCIP
64GF Score
PT Bumi Citra Permai Tbk ISX:BCIP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bumi Citra Permai Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Bumi Citra Permai Tbk's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, PT Bumi Citra Permai Tbk's Interest Expense was Rp-151 Mil. Its Operating Income was Rp6,690 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp5,531 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*6689.698/-151.117
=44.27

PT Bumi Citra Permai Tbk's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, PT Bumi Citra Permai Tbk's Interest Expense was Rp-426 Mil. Its Operating Income was Rp11,450 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp4,949 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*11450.19/-426.39
=26.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 26.85 mean?
PT Bumi Citra Permai Tbk (ISX:BCIP) has a Interest Coverage of 26.85 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Bumi Citra Permai Tbk and its competitors. This is 16% above median its historical median of 23.14. Over the past decade, PT Bumi Citra Permai Tbk's Interest Coverage has ranged from 3.59 to 222.63. According to the industry distribution chart, PT Bumi Citra Permai Tbk ranks #140 out of 1295 companies in the Real Estate industry, placing it in the top 10.8%.
Is PT Bumi Citra Permai Tbk's Interest Coverage too high?
PT Bumi Citra Permai Tbk's current Interest Coverage of 26.85 is 16% above median its 10-year median of 23.14. Over the past 10 years, this metric has ranged from a low of 3.59 to a high of 222.63. The Real Estate industry median Interest Coverage is 4.24. PT Bumi Citra Permai Tbk's value of 26.85 is 533.3% above this industry median. Based on the distribution chart, PT Bumi Citra Permai Tbk ranks #140 out of 1295 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bumi Citra Permai Tbk has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bumi Citra Permai Tbk's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, PT Bumi Citra Permai Tbk ranks #140 out of 1295 companies for Interest Coverage. This places PT Bumi Citra Permai Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. PT Bumi Citra Permai Tbk's value of 26.85 is 533.3% above this benchmark. Historically, PT Bumi Citra Permai Tbk's own Interest Coverage has ranged from 3.59 to 222.63 over the past decade. While the company's 10-year median is 23.14 vs. the industry median of 4.24, PT Bumi Citra Permai Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,295 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bumi Citra Permai Tbk's current Interest Coverage of 26.85 is 533.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Bumi Citra Permai Tbk and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bumi Citra Permai Tbk's current Interest Coverage is 26.85, which is 16% above median its own 10-year median of 23.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bumi Citra Permai Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bumi Citra Permai Tbk (ISX:BCIP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp79.40, compared to a current price of Rp58.00 — trading 27% below its estimated fair value. The current Interest Coverage is 26.85, which is 16% above median its 10-year median of 23.14 and 533.3% above the Real Estate industry median of 4.24. PT Bumi Citra Permai Tbk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Bumi Citra Permai Tbk (ISX:BCIP), the current Interest Coverage is 26.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bumi Citra Permai Tbk (ISX:BCIP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bumi Citra Permai Tbk stock appears to be undervalued. The current stock price of Rp58.00 is trading 27% below its estimated GF Value™ of Rp79.40. GuruFocus considers PT Bumi Citra Permai Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BCIP:

  • Interest Coverage: 26.85 (16% above median its 10-year median of 23.14)
  • GF Value™: Rp79.40 vs. price of Rp58.00 (27% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 533.3% above the Real Estate median (#140 of 1295)

No single metric tells the full story. See the ISX:BCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bumi Citra Permai Tbk Business Description

Address Jalan Kramat Raya No. 32-34, Pusat, Jakarta, IDN, 10450
PT Bumi Citra Permai Tbk is engaged is a real estate company engaged in the development of industrial areas and warehouses. Along with the sale of industrial plots, it also sells plots of land and buildings such as factories/ warehouses. Its development activity begins with the request process, land acquisition, land development, and infrastructure development in the industrial area. The company's products include Ready-to-Build Industrial Lot, Industrial Buildings and Warehouses that range from 12x24 (s- BIG) and 18x30 (m- BIG); and Shophouses. The majority of the revenues are derived from Sales of warehouses and shop houses, Ready-to-Build Industrial lots, and Water Supply Management.
64GF Score

Get the complete analysis for ISX:BCIP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp58.00
Price
Rp79.40
GF Value