PT Bumi Citra Permai Tbk (ISX:BCIP) Debt-to-EBITDA : 0.22 (As of Mar. 2026) — 86% Below Median

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ISX:BCIP PT Bumi Citra Permai Tbk ISX:BCIP
66 GF Score
Price Rp62.00
GF Value Rp79.70
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bumi Citra Permai Tbk Debt-to-EBITDA?

PT Bumi Citra Permai Tbk ISX:BCIP +1.64% 66 Debt-to-EBITDA is 0.22 as of Mar. 2026, which is 86% below its 10-year median of 1.60. GuruFocus rates ISX:BCIP with a GF Score™ of 66/100 and a GF Value™ of Rp79.70 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,275 Real Estate companies, PT Bumi Citra Permai Tbk ranks better than 90.43% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Bumi Citra Permai Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp9,635 Mil. PT Bumi Citra Permai Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was Rp4,949 Mil. PT Bumi Citra Permai Tbk's annualized EBITDA for the quarter that ended in Mar. 2026 was Rp67,166 Mil. PT Bumi Citra Permai Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.22.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for PT Bumi Citra Permai Tbk's Debt-to-EBITDA or its related term are showing as below:

ISX:BCIP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.04   Med: 1.6   Max: 9.05
Current: 0.44

During the past 13 years, the highest Debt-to-EBITDA Ratio of PT Bumi Citra Permai Tbk was 9.05. The lowest was 0.04. And the median was 1.60.

ISX:BCIP's Debt-to-EBITDA is ranked better than
90.43% of 1275 companies
in the Real Estate industry
Industry Median: 5.62 vs ISX:BCIP: 0.44

PT Bumi Citra Permai Tbk  (ISX:BCIP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


PT Bumi Citra Permai Tbk Debt-to-EBITDA Related Terms


PT Bumi Citra Permai Tbk Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for PT Bumi Citra Permai Tbk's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bumi Citra Permai Tbk Debt-to-EBITDA Chart

PT Bumi Citra Permai Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.04 1.29 0.88 0.66

PT Bumi Citra Permai Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.57 0.31 -0.71 0.22

PT Bumi Citra Permai Tbk Debt-to-EBITDA Competitor Comparison

For the Real Estate - Development subindustry, PT Bumi Citra Permai Tbk's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bumi Citra Permai Tbk Debt-to-EBITDA vs Real Estate Industry

For the Real Estate industry and Real Estate sector, PT Bumi Citra Permai Tbk's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where PT Bumi Citra Permai Tbk's Debt-to-EBITDA falls into.


ISX:BCIP
66GF Score
PT Bumi Citra Permai Tbk ISX:BCIP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bumi Citra Permai Tbk Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

PT Bumi Citra Permai Tbk's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9737.807 + 5531.401) / 23121.893
=0.66

PT Bumi Citra Permai Tbk's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(9634.945 + 4949.022) / 67166.488
=0.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.22 mean?
PT Bumi Citra Permai Tbk (ISX:BCIP) has a Debt-to-EBITDA of 0.22 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Bumi Citra Permai Tbk. This is 86% below median its historical median of 1.60. Over the past decade, PT Bumi Citra Permai Tbk's Debt-to-EBITDA has ranged from 0.04 to 9.05. According to the industry distribution chart, PT Bumi Citra Permai Tbk ranks #122 out of 1275 companies in the Real Estate industry, placing it in the top 9.6%.
Is PT Bumi Citra Permai Tbk's Debt-to-EBITDA too high?
PT Bumi Citra Permai Tbk's current Debt-to-EBITDA of 0.22 is 86% below median its 10-year median of 1.60. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 9.05. The Real Estate industry median Debt-to-EBITDA is 5.62. PT Bumi Citra Permai Tbk's value of 0.22 is 96.1% below this industry median. Based on the distribution chart, PT Bumi Citra Permai Tbk ranks #122 out of 1275 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bumi Citra Permai Tbk has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bumi Citra Permai Tbk's Debt-to-EBITDA compare to competitors?
According to the Real Estate industry distribution chart, PT Bumi Citra Permai Tbk ranks #122 out of 1275 companies for Debt-to-EBITDA. This places PT Bumi Citra Permai Tbk in the top 10% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 5.62. PT Bumi Citra Permai Tbk's value of 0.22 is 96.1% below this benchmark. Historically, PT Bumi Citra Permai Tbk's own Debt-to-EBITDA has ranged from 0.04 to 9.05 over the past decade. While the company's 10-year median is 1.60 vs. the industry median of 5.62, PT Bumi Citra Permai Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Real Estate company?
The median Debt-to-EBITDA among Real Estate companies is 5.62, based on 1,275 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bumi Citra Permai Tbk's current Debt-to-EBITDA of 0.22 is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on PT Bumi Citra Permai Tbk. For the Real Estate industry, the median Debt-to-EBITDA is 5.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bumi Citra Permai Tbk's current Debt-to-EBITDA is 0.22, which is 86% below median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bumi Citra Permai Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bumi Citra Permai Tbk (ISX:BCIP) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp79.70, compared to a current price of Rp62.00 — trading 22.2% below its estimated fair value. The current Debt-to-EBITDA is 0.22, which is 86% below median its 10-year median of 1.60 and 96.1% below the Real Estate industry median of 5.62. PT Bumi Citra Permai Tbk's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For PT Bumi Citra Permai Tbk (ISX:BCIP), the current Debt-to-EBITDA is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bumi Citra Permai Tbk (ISX:BCIP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bumi Citra Permai Tbk stock appears to be undervalued. The current stock price of Rp62.00 is trading 22.2% below its estimated GF Value™ of Rp79.70. GuruFocus considers PT Bumi Citra Permai Tbk to be Modestly Undervalued.

Key valuation signals for ISX:BCIP:

  • Debt-to-EBITDA: 0.22 (86% below median its 10-year median of 1.60)
  • GF Value™: Rp79.70 vs. price of Rp62.00 (22.2% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 96.1% below the Real Estate median (#122 of 1275)

No single metric tells the full story. See the ISX:BCIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bumi Citra Permai Tbk Business Description

Address Jalan Kramat Raya No. 32-34, Pusat, Jakarta, IDN, 10450
PT Bumi Citra Permai Tbk is engaged is a real estate company engaged in the development of industrial areas and warehouses. Along with the sale of industrial plots, it also sells plots of land and buildings such as factories/ warehouses. Its development activity begins with the request process, land acquisition, land development, and infrastructure development in the industrial area. The company's products include Ready-to-Build Industrial Lot, Industrial Buildings and Warehouses that range from 12x24 (s- BIG) and 18x30 (m- BIG); and Shophouses. The majority of the revenues are derived from Sales of warehouses and shop houses, Ready-to-Build Industrial lots, and Water Supply Management.
66GF Score

Get the complete analysis for ISX:BCIP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp62.00
Price
Rp79.70
GF Value