PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) Interest Coverage: 0 (At Loss) (As of . 20)


ISX:JMAS PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS
17 GF Score
Price Rp236.00
! 2 Warning Signs
View Full Analysis

What is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage?

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS +4.42% 17 Interest Coverage is 0 (At Loss) as of . 20. GuruFocus rates ISX:JMAS with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 351 Insurance companies, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks worse than 284900% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's EBIT for the six months ended in . 20 was Rp0.00 Mil. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Expense for the six months ended in . 20 was Rp0.00 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage or its related term are showing as below:


ISX:JMAS's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk  (ISX:JMAS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage Related Terms

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage Historical Data

* Premium members only.

The historical data trend for PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage Chart

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Annual Data
Trend
Interest Coverage

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Semi-Annual Data
Interest Coverage

ISX:JMAS vs AFL, MET: Interest Coverage Comparison

For the Insurance - Life subindustry, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage falls into.


ISX:JMAS
17GF Score
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage for the fiscal year that ended in . 20 is calculated as

Here, for the fiscal year that ended in . 20, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Expense was Rp0.00 Mil. Its EBIT was Rp0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp0.00 Mil.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk had no debt (1).

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage for the quarter that ended in . 20 is calculated as

Here, for the six months ended in . 20, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Expense was Rp0.00 Mil. Its EBIT was Rp0.00 Mil. And its Long-Term Debt & Capital Lease Obligation was Rp0.00 Mil.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk had no debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a Interest Coverage of 0 (At Loss) as of . 20. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk and its competitors. According to the industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 351 companies in the Insurance industry.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage too high?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Interest Coverage is 0 (At Loss). Based on the distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Interest Coverage compare to AFL and MET?
According to the Insurance industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 351 companies for Interest Coverage. This places PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk stock overvalued right now?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS), the current Interest Coverage is 0 (At Loss) as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav.1, Graha Kospin Jasa Lt. 5, South Jakarta, Jakarta, IDN, 12870
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk is an Indonesia-based life insurance company. It offers products such as Sharia financing, savings accounts, student insurance, travel insurance, and general, life, and health insurance services. The company's business activities can be classified into four types of businesses, namely: Non-Life Insurance, Combined Dual-Purpose Products, Life Insurance, and Health Products.
17GF Score

Get the complete analysis for ISX:JMAS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp236.00
Price