Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
ISX:JMAS's Price-to-Net-Net-Working-Capital is not ranked *
in the Insurance industry.
Industry Median: 7.35 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Net-Net Working Capital Related Terms
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Net-Net Working Capital Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Net-Net Working Capital Chart
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Annual Data
Trend
Net-Net Working Capital
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Semi-Annual Data
Net-Net Working Capital
ISX:JMAS vs AFL, MET: Net-Net Working Capital Comparison
For the Insurance - Life subindustry, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Price-to-Net-Net-Working-Capital vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of Rp0.00 mean?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a Net-Net Working Capital of Rp0.00 as of . 20. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk According to the industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 59 companies in the Insurance industry.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Net-Net Working Capital too high?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Net-Net Working Capital is Rp0.00. Based on the distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 59 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Net-Net Working Capital compare to AFL and MET?
According to the Insurance industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 59 companies for Net-Net Working Capital. This places PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk in the lower half of its industry. The industry median Net-Net Working Capital is 7.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for an Insurance company?
The median Net-Net Working Capital among Insurance companies is 7.35, based on 59 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk For the Insurance industry, the median Net-Net Working Capital is 7.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Net-Net Working Capital is Rp0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk stock overvalued right now?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a current Net-Net Working Capital of Rp0.00. The current Net-Net Working Capital is Rp0.00. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS), the current Net-Net Working Capital is Rp0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Business Description
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk is an Indonesia-based life insurance company. It offers products such as Sharia financing, savings accounts, student insurance, travel insurance, and general, life, and health insurance services. The company's business activities can be classified into four types of businesses, namely: Non-Life Insurance, Combined Dual-Purpose Products, Life Insurance, and Health Products.
19GF Score
Get the complete analysis for ISX:JMAS
Net-Net Working Capital is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ISX:JMAS has been successfully added to your 
