PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) Intrinsic Value: Projected FCF: Rp0.00 (As of Sep. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:JMAS PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS
17 GF Score
Price Rp228.00
! 2 Warning Signs
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What is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Intrinsic Value: Projected FCF?

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS 17 Intrinsic Value: Projected FCF is Rp0.00 as of Sep. 17, 2026. GuruFocus rates ISX:JMAS with a GF Score™ of 17/100. The stock has 2 warning signs investors should review. Among 399 Insurance companies, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks worse than 250626.32% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-17), PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Intrinsic Value: Projected FCF is Rp0.00. The stock price of PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk is Rp228.00. Therefore, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Intrinsic Value: Projected FCF or its related term are showing as below:

ISX:JMAS's Price-to-Projected-FCF is not ranked *
in the Insurance industry.
Industry Median: 0.76
* Ranked among companies with meaningful Price-to-Projected-FCF only.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk  (ISX:JMAS) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=228.00/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Intrinsic Value: Projected FCF Related Terms


PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Intrinsic Value: Projected FCF Chart

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Annual Data
Trend
Intrinsic Value: Projected FCF

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Quarterly Data
Intrinsic Value: Projected FCF

ISX:JMAS vs MET, AFL, PRU: Intrinsic Value: Projected FCF Comparison

For the Insurance - Life subindustry, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Price-to-Projected-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Price-to-Projected-FCF falls into.


ISX:JMAS
17GF Score
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ISX:JMAS
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


What does a Intrinsic Value: Projected FCF of Rp0.00 mean?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a Intrinsic Value: Projected FCF of Rp0.00 as of Sep. 17, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk and its competitors. According to the industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 399 companies in the Insurance industry.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Intrinsic Value: Projected FCF too high?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Intrinsic Value: Projected FCF is Rp0.00. Based on the distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 399 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's Intrinsic Value: Projected FCF compare to MET and AFL?
According to the Insurance industry distribution chart, PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk ranks #999999 out of 399 companies for Intrinsic Value: Projected FCF. This places PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.76, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's current Intrinsic Value: Projected FCF is Rp0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk stock overvalued right now?
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS) has a current Intrinsic Value: Projected FCF of Rp0.00. The current Intrinsic Value: Projected FCF is Rp0.00. PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk (ISX:JMAS), the current Intrinsic Value: Projected FCF is Rp0.00 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Business Description

Address Jalan Jenderal Gatot Subroto Kav.1, Graha Kospin Jasa Lt. 5, South Jakarta, Jakarta, IDN, 12870
PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk is an Indonesia-based life insurance company. It offers products such as Sharia financing, savings accounts, student insurance, travel insurance, and general, life, and health insurance services. The company's business activities can be classified into four types of businesses, namely: Non-Life Insurance, Combined Dual-Purpose Products, Life Insurance, and Health Products.
17GF Score

Get the complete analysis for ISX:JMAS

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp228.00
Price