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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pembury Lifestyle Group's
Operating Income
for the
six
months ended in Jun. 2019 was R1.13 Mil. Pembury Lifestyle Group's Interest Expense for the
six
months ended in Jun. 2019 was R-2.20 Mil.
Pembury Lifestyle Group's interest coverage for the quarter that ended in Jun. 2019 was 0.51.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Pembury Lifestyle Group's Interest Coverage or its related term are showing as below:
JSE:PEM's Interest Coverage is not ranked *
in the Education industry.
Industry Median: 13.1 * Ranked among companies with meaningful Interest Coverage only.
Pembury Lifestyle Group (JSE:PEM) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pembury Lifestyle Group Interest Coverage Related Terms
Pembury Lifestyle Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Pembury Lifestyle Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
JSE:PEM vs TAL, EDU, CHGG: Interest Coverage Comparison
For the Education & Training Services subindustry, Pembury Lifestyle Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pembury Lifestyle Group Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Pembury Lifestyle Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pembury Lifestyle Group's Interest Coverage falls into.
Pembury Lifestyle Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pembury Lifestyle Group (JSE:PEM) has a Interest Coverage of 0.51 as of Jun. 2019. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pembury Lifestyle Group and its competitors.
Is Pembury Lifestyle Group's Interest Coverage too high?
Pembury Lifestyle Group's current Interest Coverage is 0.51. The Education industry median Interest Coverage is 13.10. Pembury Lifestyle Group's value of 0.51 is 96.1% below this industry median.
How does Pembury Lifestyle Group's Interest Coverage compare to TAL and EDU?
Pembury Lifestyle Group's Interest Coverage of 0.51 can be compared against companies in the Education industry. The industry median Interest Coverage is 13.10. Pembury Lifestyle Group's value of 0.51 is 96.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.10, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pembury Lifestyle Group's current Interest Coverage of 0.51 is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pembury Lifestyle Group and its competitors. For the Education industry, the median Interest Coverage is 13.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pembury Lifestyle Group's current Interest Coverage is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pembury Lifestyle Group stock overvalued right now?
Pembury Lifestyle Group (JSE:PEM) has a current Interest Coverage of 0.51. The current Interest Coverage is 0.51 and 96.1% below the Education industry median of 13.10. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pembury Lifestyle Group (JSE:PEM), the current Interest Coverage is 0.51 as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pembury Lifestyle Group Ltd is a South Africa based group that provides private education through its independent schools, with an intention to own the properties from which the schools operate and operating of retirement lodges. Its reportable segments are: PLG Properties - investment properties; Pembury Schools - developing and managing independent schools; and PLG Retirement Villages - developing and managing retirement villages. The main revenue is generated through the Pembury Schools segment that includes fees from the provision of accessible, affordable, private education and related services.
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