Pembury Lifestyle Group (JSE:PEM) Debt-to-EBITDA : 5.87 (As of Jun. 2019)

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What is Pembury Lifestyle Group Debt-to-EBITDA?

Pembury Lifestyle Group JSE:PEM Debt-to-EBITDA is 5.87 as of Jun. 2019.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pembury Lifestyle Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2019 was R2.63 Mil. Pembury Lifestyle Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2019 was R26.86 Mil. Pembury Lifestyle Group's annualized EBITDA for the quarter that ended in Jun. 2019 was R5.02 Mil. Pembury Lifestyle Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2019 was 5.87.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Pembury Lifestyle Group's Debt-to-EBITDA or its related term are showing as below:

JSE:PEM's Debt-to-EBITDA is not ranked *
in the Education industry.
Industry Median: 1.46
* Ranked among companies with meaningful Debt-to-EBITDA only.

Pembury Lifestyle Group  (JSE:PEM) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Pembury Lifestyle Group Debt-to-EBITDA Related Terms


Pembury Lifestyle Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Pembury Lifestyle Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pembury Lifestyle Group Debt-to-EBITDA Chart

Pembury Lifestyle Group Annual Data
Trend Feb14 Feb15 Feb16 Dec17 Dec18
Debt-to-EBITDA
N/A N/A -4.19 -1.25 -0.65

Pembury Lifestyle Group Semi-Annual Data
Feb14 Feb15 Feb16 Aug16 Jun17 Dec17 Jun18 Dec18 Jun19
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only -3.19 -0.65 -21.23 -0.31 5.87

JSE:PEM vs TAL, EDU, CHGG: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, Pembury Lifestyle Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pembury Lifestyle Group Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, Pembury Lifestyle Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Pembury Lifestyle Group's Debt-to-EBITDA falls into.



Pembury Lifestyle Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Pembury Lifestyle Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2018 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(4.426 + 25.213) / -45.912
=-0.65

Pembury Lifestyle Group's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2019 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2.628 + 26.857) / 5.022
=5.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2019) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 5.87 mean?
Pembury Lifestyle Group (JSE:PEM) has a Debt-to-EBITDA of 5.87 as of Jun. 2019. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pembury Lifestyle Group.
Is Pembury Lifestyle Group's Debt-to-EBITDA too high?
Pembury Lifestyle Group's current Debt-to-EBITDA is 5.87. The Education industry median Debt-to-EBITDA is 1.46. Pembury Lifestyle Group's value of 5.87 is 302.1% above this industry median.
How does Pembury Lifestyle Group's Debt-to-EBITDA compare to TAL and EDU?
Pembury Lifestyle Group's Debt-to-EBITDA of 5.87 can be compared against companies in the Education industry. The industry median Debt-to-EBITDA is 1.46. Pembury Lifestyle Group's value of 5.87 is 302.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.46, based on 188 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pembury Lifestyle Group's current Debt-to-EBITDA of 5.87 is 302.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pembury Lifestyle Group. For the Education industry, the median Debt-to-EBITDA is 1.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pembury Lifestyle Group's current Debt-to-EBITDA is 5.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pembury Lifestyle Group stock overvalued right now?
Pembury Lifestyle Group (JSE:PEM) has a current Debt-to-EBITDA of 5.87. The current Debt-to-EBITDA is 5.87 and 302.1% above the Education industry median of 1.46. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pembury Lifestyle Group (JSE:PEM), the current Debt-to-EBITDA is 5.87 as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pembury Lifestyle Group Business Description

Address 111 9th Avenue, P.O. Box 73723, Fairlands, Randburg, Gauteng, Johannesburg, ZAF, 2030
Pembury Lifestyle Group Ltd is a South Africa based group that provides private education through its independent schools, with an intention to own the properties from which the schools operate and operating of retirement lodges. Its reportable segments are: PLG Properties - investment properties; Pembury Schools - developing and managing independent schools; and PLG Retirement Villages - developing and managing retirement villages. The main revenue is generated through the Pembury Schools segment that includes fees from the provision of accessible, affordable, private education and related services.