Pembury Lifestyle Group (JSE:PEM) Effective Interest Rate on Debt %: 14.91% (As of Jun. 2019)

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What is Pembury Lifestyle Group Effective Interest Rate on Debt %?

Pembury Lifestyle Group JSE:PEM Effective Interest Rate on Debt % is 14.91% as of Jun. 2019.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pembury Lifestyle Group's annualized positive value of Interest Expense for the quarter that ended in Jun. 2019 was R4.41 Mil. Pembury Lifestyle Group's average total debt for the quarter that ended in Jun. 2019 was R29.56 Mil. Therefore, Pembury Lifestyle Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2019 was 14.91%.


Pembury Lifestyle Group  (JSE:PEM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pembury Lifestyle Group Effective Interest Rate on Debt % Related Terms


Pembury Lifestyle Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pembury Lifestyle Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pembury Lifestyle Group Effective Interest Rate on Debt % Chart

Pembury Lifestyle Group Annual Data
Trend Feb14 Feb15 Feb16 Dec17 Dec18
Effective Interest Rate on Debt %
0.00 0.00 1.82 12.20 15.65

Pembury Lifestyle Group Semi-Annual Data
Feb14 Feb15 Feb16 Aug16 Jun17 Dec17 Jun18 Dec18 Jun19
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 0.18 29.96 10.24 19.09 14.91

JSE:PEM vs TAL, EDU, CHGG: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Pembury Lifestyle Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pembury Lifestyle Group Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Pembury Lifestyle Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pembury Lifestyle Group's Effective Interest Rate on Debt % falls into.



Pembury Lifestyle Group Effective Interest Rate on Debt % Calculation

Pembury Lifestyle Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2018 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2017 )+Total Debt  (A: Dec. 2018 ))/ count )
=-1  *  -4.719/( (30.679+29.639)/ 2 )
=-1  *  -4.719/30.159
=15.65 %

where

Total Debt  (A: Dec. 2017 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.237 + 8.442
=30.679

Total Debt  (A: Dec. 2018 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.213 + 4.426
=29.639

Pembury Lifestyle Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2019 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2018 )+Total Debt  (Q: Jun. 2019 ))/ count )
=-1  *  -4.408/( (29.639+29.485)/ 2 )
=-1  *  -4.408/29.562
=14.91 %

where

Total Debt  (Q: Dec. 2018 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.213 + 4.426
=29.639

Total Debt  (Q: Jun. 2019 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.857 + 2.628
=29.485

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2019) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.91% mean?
Pembury Lifestyle Group (JSE:PEM) has a Effective Interest Rate on Debt % of 14.91% as of Jun. 2019. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pembury Lifestyle Group and its competitors.
Is Pembury Lifestyle Group's Effective Interest Rate on Debt % too high?
Pembury Lifestyle Group's current Effective Interest Rate on Debt % is 14.91%.
How does Pembury Lifestyle Group's Effective Interest Rate on Debt % compare to TAL and EDU?
Pembury Lifestyle Group's Effective Interest Rate on Debt % of 14.91% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pembury Lifestyle Group and its competitors. Pembury Lifestyle Group's current Effective Interest Rate on Debt % is 14.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pembury Lifestyle Group stock overvalued right now?
Pembury Lifestyle Group (JSE:PEM) has a current Effective Interest Rate on Debt % of 14.91%. The current Effective Interest Rate on Debt % is 14.91%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pembury Lifestyle Group (JSE:PEM), the current Effective Interest Rate on Debt % is 14.91% as of Jun. 2019. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pembury Lifestyle Group Business Description

Address 111 9th Avenue, P.O. Box 73723, Fairlands, Randburg, Gauteng, Johannesburg, ZAF, 2030
Pembury Lifestyle Group Ltd is a South Africa based group that provides private education through its independent schools, with an intention to own the properties from which the schools operate and operating of retirement lodges. Its reportable segments are: PLG Properties - investment properties; Pembury Schools - developing and managing independent schools; and PLG Retirement Villages - developing and managing retirement villages. The main revenue is generated through the Pembury Schools segment that includes fees from the provision of accessible, affordable, private education and related services.