Saif PowerKAR:SPWL -1.30%71 Interest Coverage is 0.29 as of Mar. 2026, which is 93% below its 10-year median of 4.33. GuruFocus rates KAR:SPWL with a GF Score™ of 71/100 and a GF Value™ of ₨8.80 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 320 Utilities - Independent Power Producers companies, Saif Power ranks worse than 312499.69% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Saif Power's
Operating Income
for the
three
months ended in Mar. 2026 was ₨32 Mil. Saif Power's Interest Expense for the
three
months ended in Mar. 2026 was ₨-112 Mil.
Saif Power's interest coverage for the quarter that ended in Mar. 2026 was 0.29.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Saif Power's Interest Coverage or its related term are showing as below:
KAR:SPWL's Interest Coverage is not ranked *
in the Utilities - Independent Power Producers industry.
Industry Median: 2.915 * Ranked among companies with meaningful Interest Coverage only.
Saif Power (KAR:SPWL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Saif Power Interest Coverage Related Terms
Saif Power Interest Coverage Historical Data
* Premium members only.
The historical data trend for Saif Power's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:SPWL vs CEG, VST, NRG: Interest Coverage Comparison
For the Utilities - Independent Power Producers subindustry, Saif Power's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saif Power Interest Coverage vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Saif Power's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Saif Power's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saif Power (KAR:SPWL) has a Interest Coverage of 0.29 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saif Power and its competitors. This is 93% below median its historical median of 4.33. According to the industry distribution chart, Saif Power ranks #999999 out of 320 companies in the Utilities - Independent Power Producers industry.
Is Saif Power's Interest Coverage too high?
Saif Power's current Interest Coverage of 0.29 is 93% below median its 10-year median of 4.33. The Utilities - Independent Power Producers industry median Interest Coverage is 2.92. Saif Power's value of 0.29 is 90.1% below this industry median. Based on the distribution chart, Saif Power ranks #999999 out of 320 companies in the Utilities - Independent Power Producers industry, which is in the bottom quartile relative to peers. Overall, Saif Power has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saif Power's Interest Coverage compare to CEG and VST?
According to the Utilities - Independent Power Producers industry distribution chart, Saif Power ranks #999999 out of 320 companies for Interest Coverage. This places Saif Power in the lower half of its industry. The industry median Interest Coverage is 2.92. Saif Power's value of 0.29 is 90.1% below this benchmark. While the company's 10-year median is 4.33 vs. the industry median of 2.92, Saif Power has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Utilities - Independent Power Producers company?
The median Interest Coverage among Utilities - Independent Power Producers companies is 2.92, based on 320 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saif Power's current Interest Coverage of 0.29 is 90.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saif Power and its competitors. For the Utilities - Independent Power Producers industry, the median Interest Coverage is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saif Power's current Interest Coverage is 0.29, which is 93% below median its own 10-year median of 4.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saif Power stock overvalued right now?
Based on GuruFocus' analysis, Saif Power (KAR:SPWL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨8.80, compared to a current price of ₨9.88 — trading 12.3% above its estimated fair value. The current Interest Coverage is 0.29, which is 93% below median its 10-year median of 4.33 and 90.1% below the Utilities - Independent Power Producers industry median of 2.92. Saif Power's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saif Power (KAR:SPWL), the current Interest Coverage is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saif Power (KAR:SPWL) Overvalued in 2026?
Based on GuruFocus' analysis, Saif Power stock appears to be overvalued.
The current stock price of ₨9.88 is trading 12.3% above its estimated GF Value™ of ₨8.80.
GuruFocus considers Saif Power to be Modestly Overvalued.
Key valuation signals for KAR:SPWL:
Interest Coverage: 0.29 (93% below median its 10-year median of 4.33)
GF Value™: ₨8.80 vs. price of ₨9.88 (12.3% above fair value)
Industry Position: 90.1% below the Utilities - Independent Power Producers median (#999999 of 320)
No single metric tells the full story. See the KAR:SPWL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saif Power Ltd is an independent power producer based in Pakistan. Its principal activities are to own, operate and maintain a combined cycle power plant and sell the electricity to Central Power Purchasing Agency Guarantee (CPPA-G).
71GF Score
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