Saif PowerKAR:SPWL 70 ROE % is 2.21% as of Mar. 2026, which is 85% below its 10-year median of 14.76. GuruFocus rates KAR:SPWL with a GF Score™ of 70/100 and a GF Value™ of ₨8.80 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 433 Utilities - Independent Power Producers companies, Saif Power ranks worse than 66.74% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Saif Power's annualized net income for the quarter that ended in Mar. 2026 was ₨231 Mil. Saif Power's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ₨10,440 Mil. Therefore, Saif Power's annualized ROE % for the quarter that ended in Mar. 2026 was 2.21%.
The historical rank and industry rank for Saif Power's ROE % or its related term are showing as below:
KAR:SPWL'
s ROE % Range Over the Past 10 Years
Min: -2.33 Med: 14.76 Max: 27.16
Current: -0.16
During the past 13 years, Saif Power's highest ROE % was 27.16%. The lowest was -2.33%. And the median was 14.76%.
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Saif Power ROE % Related Terms
Saif Power ROE % Historical Data
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The historical data trend for Saif Power's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Utilities - Independent Power Producers subindustry, Saif Power's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saif Power ROE % vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Saif Power's ROE % distribution charts can be found below:
* The bar in red indicates where Saif Power's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Saif Power (KAR:SPWL) has a ROE % of 2.21% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saif Power and its competitors. This is 85% below median its historical median of 14.76. According to the industry distribution chart, Saif Power ranks #289 out of 433 companies in the Utilities - Independent Power Producers industry, placing it in the top 66.7%.
Is Saif Power's ROE % too high?
Saif Power's current ROE % of 2.21% is 85% below median its 10-year median of 14.76. The Utilities - Independent Power Producers industry median ROE % is 3.80. Saif Power's value of 2.21% is 41.8% below this industry median. Based on the distribution chart, Saif Power ranks #289 out of 433 companies in the Utilities - Independent Power Producers industry, which is below the industry midpoint. Overall, Saif Power has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saif Power's ROE % compare to CEG and VST?
According to the Utilities - Independent Power Producers industry distribution chart, Saif Power ranks #289 out of 433 companies for ROE %. This places Saif Power in the lower half of its industry. The industry median ROE % is 3.80. Saif Power's value of 2.21% is 41.8% below this benchmark. While the company's 10-year median is 14.76 vs. the industry median of 3.80, Saif Power has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Utilities - Independent Power Producers company?
The median ROE % among Utilities - Independent Power Producers companies is 3.80, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saif Power's current ROE % of 2.21% is 41.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Saif Power and its competitors. For the Utilities - Independent Power Producers industry, the median ROE % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saif Power's current ROE % is 2.21%, which is 85% below median its own 10-year median of 14.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saif Power stock overvalued right now?
Based on GuruFocus' analysis, Saif Power (KAR:SPWL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨8.80, compared to a current price of ₨10.01 — trading 13.8% above its estimated fair value. The current ROE % is 2.21%, which is 85% below median its 10-year median of 14.76 and 41.8% below the Utilities - Independent Power Producers industry median of 3.80. Saif Power's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Saif Power (KAR:SPWL), the current ROE % is 2.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saif Power (KAR:SPWL) Overvalued in 2026?
Based on GuruFocus' analysis, Saif Power stock appears to be overvalued.
The current stock price of ₨10.01 is trading 13.8% above its estimated GF Value™ of ₨8.80.
GuruFocus considers Saif Power to be Modestly Overvalued.
Key valuation signals for KAR:SPWL:
ROE %: 2.21% (85% below median its 10-year median of 14.76)
GF Value™: ₨8.80 vs. price of ₨10.01 (13.8% above fair value)
Industry Position: 41.8% below the Utilities - Independent Power Producers median (#289 of 433)
No single metric tells the full story. See the KAR:SPWL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saif Power Ltd is an independent power producer based in Pakistan. Its principal activities are to own, operate and maintain a combined cycle power plant and sell the electricity to Central Power Purchasing Agency Guarantee (CPPA-G).
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