Saif Power (KAR:SPWL) ROA %: 1.34% (As of Mar. 2026) — 84% Below Median


KAR:SPWL Saif Power Ltd KAR:SPWL
70 GF Score
Price ₨10.01
GF Value ₨8.80
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Saif Power ROA %?

Saif Power KAR:SPWL 70 ROA % is 1.34% as of Mar. 2026, which is 84% below its 10-year median of 8.43. GuruFocus rates KAR:SPWL with a GF Score™ of 70/100 and a GF Value™ of ₨8.80 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 448 Utilities - Independent Power Producers companies, Saif Power ranks worse than 64.96% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Saif Power's annualized Net Income for the quarter that ended in Mar. 2026 was ₨231 Mil. Saif Power's average Total Assets over the quarter that ended in Mar. 2026 was ₨17,264 Mil. Therefore, Saif Power's annualized ROA % for the quarter that ended in Mar. 2026 was 1.34%.

The historical rank and industry rank for Saif Power's ROA % or its related term are showing as below:

KAR:SPWL' s ROA % Range Over the Past 10 Years
Min: -1.15   Med: 8.43   Max: 15.2
Current: -0.09

During the past 13 years, Saif Power's highest ROA % was 15.20%. The lowest was -1.15%. And the median was 8.43%.

KAR:SPWL's ROA % is ranked worse than
64.96% of 448 companies
in the Utilities - Independent Power Producers industry
Industry Median: 1.165 vs KAR:SPWL: -0.09

Saif Power  (KAR:SPWL) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=231.072/17264.0005
=(Net Income / Revenue)*(Revenue / Total Assets)
=(231.072 / 3176.576)*(3176.576 / 17264.0005)
=Net Margin %*Asset Turnover
=7.27 %*0.184
=1.34 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Saif Power ROA % Related Terms


Saif Power ROA % Historical Data

* Premium members only.

The historical data trend for Saif Power's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saif Power ROA % Chart

Saif Power Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.44 7.27 1.14 -1.15 -0.20

Saif Power Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 -2.63 -1.50 2.95 1.34

KAR:SPWL vs CEG, VST, NRG: ROA % Comparison

For the Utilities - Independent Power Producers subindustry, Saif Power's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saif Power ROA % vs Utilities - Independent Power Producers Industry

For the Utilities - Independent Power Producers industry and Utilities sector, Saif Power's ROA % distribution charts can be found below:

* The bar in red indicates where Saif Power's ROA % falls into.


KAR:SPWL
70GF Score
Saif Power Ltd KAR:SPWL
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saif Power ROA % Calculation

Saif Power's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-38.448/( (20907.21+17138.812)/ 2 )
=-38.448/19023.011
=-0.20 %

Saif Power's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=231.072/( (17138.812+17389.189)/ 2 )
=231.072/17264.0005
=1.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 1.34% mean?
Saif Power (KAR:SPWL) has a ROA % of 1.34% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saif Power and its competitors. This is 84% below median its historical median of 8.43. According to the industry distribution chart, Saif Power ranks #291 out of 448 companies in the Utilities - Independent Power Producers industry, placing it in the top 65%.
Is Saif Power's ROA % too high?
Saif Power's current ROA % of 1.34% is 84% below median its 10-year median of 8.43. The Utilities - Independent Power Producers industry median ROA % is 1.17. Saif Power's value of 1.34% is 15% above this industry median. Based on the distribution chart, Saif Power ranks #291 out of 448 companies in the Utilities - Independent Power Producers industry, which is below the industry midpoint. Overall, Saif Power has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saif Power's ROA % compare to CEG and VST?
According to the Utilities - Independent Power Producers industry distribution chart, Saif Power ranks #291 out of 448 companies for ROA %. This places Saif Power in the lower half of its industry. The industry median ROA % is 1.17. Saif Power's value of 1.34% is 15% above this benchmark. While the company's 10-year median is 8.43 vs. the industry median of 1.17, Saif Power has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Utilities - Independent Power Producers company?
The median ROA % among Utilities - Independent Power Producers companies is 1.17, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saif Power's current ROA % of 1.34% is 15% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Saif Power and its competitors. For the Utilities - Independent Power Producers industry, the median ROA % is 1.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saif Power's current ROA % is 1.34%, which is 84% below median its own 10-year median of 8.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saif Power stock overvalued right now?
Based on GuruFocus' analysis, Saif Power (KAR:SPWL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨8.80, compared to a current price of ₨10.01 — trading 13.8% above its estimated fair value. The current ROA % is 1.34%, which is 84% below median its 10-year median of 8.43 and 15% above the Utilities - Independent Power Producers industry median of 1.17. Saif Power's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Saif Power (KAR:SPWL), the current ROA % is 1.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saif Power (KAR:SPWL) Overvalued in 2026?

Based on GuruFocus' analysis, Saif Power stock appears to be overvalued. The current stock price of ₨10.01 is trading 13.8% above its estimated GF Value™ of ₨8.80. GuruFocus considers Saif Power to be Modestly Overvalued.

Key valuation signals for KAR:SPWL:

  • ROA %: 1.34% (84% below median its 10-year median of 8.43)
  • GF Value™: ₨8.80 vs. price of ₨10.01 (13.8% above fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 15% above the Utilities - Independent Power Producers median (#291 of 448)

No single metric tells the full story. See the KAR:SPWL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saif Power Business Description

Address Fazal-ul-Haq Road, Block E, 1st Floor, Kashmir Commercial Complex, Blue Area, Islamabad, PB, PAK
Saif Power Ltd is an independent power producer based in Pakistan. Its principal activities are to own, operate and maintain a combined cycle power plant and sell the electricity to Central Power Purchasing Agency Guarantee (CPPA-G).
70GF Score

Get the complete analysis for KAR:SPWL

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨10.01
Price
₨8.80
GF Value