LFST (LifeStance Health Group) Interest Coverage: 12.43 (As of Mar. 2026) — 407% Above Median


LFST LifeStance Health Group Inc LFST
57 GF Score
Price $9.65
GF Value $8.22
Valuation Modestly Overvalued
! 5 Warning Signs
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What is LifeStance Health Group Interest Coverage?

LifeStance Health Group LFST +2.22% 57 Interest Coverage is 12.43 as of Mar. 2026, which is 407% above its 10-year median of 2.45. GuruFocus rates LFST with a GF Score™ of 57/100 and a GF Value™ of $8.22 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 453 Healthcare Providers & Services companies, LifeStance Health Group ranks worse than 65.56% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LifeStance Health Group's Operating Income for the three months ended in Mar. 2026 was $22 Mil. LifeStance Health Group's Interest Expense for the three months ended in Mar. 2026 was $-2 Mil. LifeStance Health Group's interest coverage for the quarter that ended in Mar. 2026 was 12.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for LifeStance Health Group's Interest Coverage or its related term are showing as below:

LFST' s Interest Coverage Range Over the Past 10 Years
Min: 2.07   Med: 2.45   Max: 4.32
Current: 4.32


LFST's Interest Coverage is ranked worse than
65.56% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs LFST: 4.32

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


LifeStance Health Group  (NAS:LFST) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


LifeStance Health Group Interest Coverage Related Terms


LifeStance Health Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for LifeStance Health Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LifeStance Health Group Interest Coverage Chart

LifeStance Health Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 2.07

LifeStance Health Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.00 2.63 6.29 12.43

LFST vs NHC, BKD, CON: Interest Coverage Comparison

For the Medical Care Facilities subindustry, LifeStance Health Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LifeStance Health Group Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, LifeStance Health Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LifeStance Health Group's Interest Coverage falls into.


LFST
57GF Score
LifeStance Health Group Inc LFST
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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LifeStance Health Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LifeStance Health Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, LifeStance Health Group's Interest Expense was $-12 Mil. Its Operating Income was $24 Mil. And its Long-Term Debt & Capital Lease Obligation was $414 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*24.148/-11.662
=2.07

LifeStance Health Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, LifeStance Health Group's Interest Expense was $-2 Mil. Its Operating Income was $22 Mil. And its Long-Term Debt & Capital Lease Obligation was $411 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*22.284/-1.793
=12.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 12.43 mean?
LifeStance Health Group (LFST) has a Interest Coverage of 12.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LifeStance Health Group and its competitors. This is 407% above median its historical median of 2.45. Over the past decade, LifeStance Health Group's Interest Coverage has ranged from 2.07 to 4.32. According to the industry distribution chart, LifeStance Health Group ranks #297 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 65.6%.
Is LifeStance Health Group's Interest Coverage too high?
LifeStance Health Group's current Interest Coverage of 12.43 is 407% above median its 10-year median of 2.45. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 4.32. The Healthcare Providers & Services industry median Interest Coverage is 7.98. LifeStance Health Group's value of 12.43 is 55.8% above this industry median. Based on the distribution chart, LifeStance Health Group ranks #297 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, LifeStance Health Group has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does LifeStance Health Group's Interest Coverage compare to NHC and BKD?
According to the Healthcare Providers & Services industry distribution chart, LifeStance Health Group ranks #297 out of 453 companies for Interest Coverage. This places LifeStance Health Group in the lower half of its industry. The industry median Interest Coverage is 7.98. LifeStance Health Group's value of 12.43 is 55.8% above this benchmark. Historically, LifeStance Health Group's own Interest Coverage has ranged from 2.07 to 4.32 over the past decade. While the company's 10-year median is 2.45 vs. the industry median of 7.98, LifeStance Health Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LifeStance Health Group's current Interest Coverage of 12.43 is 55.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LifeStance Health Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LifeStance Health Group's current Interest Coverage is 12.43, which is 407% above median its own 10-year median of 2.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LifeStance Health Group stock overvalued right now?
Based on GuruFocus' analysis, LifeStance Health Group (LFST) is currently considered Modestly Overvalued. The stock's GF Value™ is $8.22, compared to a current price of $9.65 — trading 17.4% above its estimated fair value. The current Interest Coverage is 12.43, which is 407% above median its 10-year median of 2.45 and 55.8% above the Healthcare Providers & Services industry median of 7.98. LifeStance Health Group's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LifeStance Health Group (LFST), the current Interest Coverage is 12.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LifeStance Health Group (LFST) Overvalued in 2026?

Based on GuruFocus' analysis, LifeStance Health Group stock appears to be overvalued. The current stock price of $9.65 is trading 17.4% above its estimated GF Value™ of $8.22. GuruFocus considers LifeStance Health Group to be Modestly Overvalued.

Key valuation signals for LFST:

  • Interest Coverage: 12.43 (407% above median its 10-year median of 2.45)
  • GF Value™: $8.22 vs. price of $9.65 (17.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 55.8% above the Healthcare Providers & Services median (#297 of 453)

No single metric tells the full story. See the LFST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LifeStance Health Group Business Description

Address 4800 North Scottsdale Road, Suite 2500, Scottsdale, AZ, USA, 85251
LifeStance Health Group Inc is a mental healthcare company that operates as a provider of outpatient mental health services, spanning psychiatric evaluations and treatment, psychological and neuropsychological testing, and individual, family, and group therapy. It treats a broad range of mental health conditions, including anxiety, depression, bipolar disorder, eating disorders, psychotic disorders, and post-traumatic stress disorder, using evidence-based approaches to ensure effective treatment. The group has a single operating and reportable segment of mental health services.
57GF Score

Get the complete analysis for LFST

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.65
Price
$8.22
GF Value