Smart (J) (Contractors)LSE:SMJ 60 Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus rates LSE:SMJ with a GF Score™ of 60/100 and a GF Value™ of £2.18 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,349 Construction companies, Smart (J) (Contractors) ranks worse than 74128.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Smart (J) (Contractors)'s
Operating Income
for the
six
months ended in Jan. 2026 was £-0.33 Mil. Smart (J) (Contractors)'s Interest Expense for the
six
months ended in Jan. 2026 was £-0.01 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Smart (J) (Contractors)'s Interest Coverage or its related term are showing as below:
LSE:SMJ's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.94 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Smart (J) (Contractors) Interest Coverage Related Terms
Smart (J) (Contractors) Interest Coverage Historical Data
* Premium members only.
The historical data trend for Smart (J) (Contractors)'s Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:SMJ vs PWR, FIX, EME: Interest Coverage Comparison
For the Engineering & Construction subindustry, Smart (J) (Contractors)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smart (J) (Contractors) Interest Coverage vs Construction Industry
For the Construction industry and Industrials sector, Smart (J) (Contractors)'s Interest Coverage distribution charts can be found below:
* The bar in red indicates where Smart (J) (Contractors)'s Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Smart (J) (Contractors) did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Smart (J) (Contractors) (LSE:SMJ) has a Interest Coverage of 0 (At Loss) as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Smart (J) (Contractors) and its competitors. According to the industry distribution chart, Smart (J) (Contractors) ranks #999999 out of 1349 companies in the Construction industry.
Is Smart (J) (Contractors)'s Interest Coverage too high?
Smart (J) (Contractors)'s current Interest Coverage is 0 (At Loss). Based on the distribution chart, Smart (J) (Contractors) ranks #999999 out of 1349 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Smart (J) (Contractors) has a GF Score™ of 60/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Smart (J) (Contractors)'s Interest Coverage compare to PWR and FIX?
According to the Construction industry distribution chart, Smart (J) (Contractors) ranks #999999 out of 1349 companies for Interest Coverage. This places Smart (J) (Contractors) in the lower half of its industry. The industry median Interest Coverage is 7.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.94, based on 1,349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Smart (J) (Contractors) and its competitors. For the Construction industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smart (J) (Contractors)'s current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart (J) (Contractors) stock overvalued right now?
Based on GuruFocus' analysis, Smart (J) (Contractors) (LSE:SMJ) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.18, compared to a current price of £1.13 — trading 48.4% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Smart (J) (Contractors)'s overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Smart (J) (Contractors) (LSE:SMJ), the current Interest Coverage is 0 (At Loss) as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smart (J) (Contractors) (LSE:SMJ) Overvalued in 2026?
Based on GuruFocus' analysis, Smart (J) (Contractors) stock appears to be undervalued.
The current stock price of £1.13 is trading 48.4% below its estimated GF Value™ of £2.18.
GuruFocus considers Smart (J) (Contractors) to be Significantly Undervalued.
Key valuation signals for LSE:SMJ:
Interest Coverage: 0 (At Loss)
GF Value™: £2.18 vs. price of £1.13 (48.4% below fair value)
No single metric tells the full story. See the LSE:SMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Smart (J) & Co (Contractors) PLC is a construction company. Its activities include building and civil engineering contracting, a residential development for sale, and the development of industrial and commercial property for lease and sale. The main construction activity undertaken by the company is that of social housing for several housing associations and registered social landlords predominately in the Edinburgh area. It has a portfolio of self-financed industrial and commercial properties that are owned and managed by its subsidiary company. The investment properties are located throughout the central belt of Scotland and in the Edinburgh area.
60GF Score
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