Smart (J) (Contractors) (LSE:SMJ) Interest Expense: £-0.01 Mil (TTM As of Jan. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:SMJ Smart (J) & Co (Contractors) PLC LSE:SMJ
61 GF Score
Price £1.13
GF Value £2.20
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Smart (J) (Contractors) Interest Expense?

Smart (J) (Contractors) LSE:SMJ 61 Interest Expense is £-0.01 Mil as of Jan. 2026. GuruFocus rates LSE:SMJ with a GF Score™ of 61/100 and a GF Value™ of £2.20 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Smart (J) (Contractors)'s interest expense for the six months ended in Jan. 2026 was £ -0.01 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jan. 2026 was £-0.01 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Smart (J) (Contractors)'s Operating Income for the six months ended in Jan. 2026 was £ -0.33 Mil. Smart (J) (Contractors)'s Interest Expense for the six months ended in Jan. 2026 was £ -0.01 Mil. Smart (J) (Contractors) did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Smart (J) (Contractors)  (LSE:SMJ) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Smart (J) (Contractors)'s Interest Expense for the six months ended in Jan. 2026 was £-0.01 Mil. Its Operating Income for the six months ended in Jan. 2026 was £-0.33 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Jan. 2026 was £0.21 Mil.

Smart (J) (Contractors)'s Interest Coverage for the quarter that ended in Jan. 2026 is calculated as

Smart (J) (Contractors) did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Smart (J) (Contractors) Interest Expense Historical Data

* Premium members only.

The historical data trend for Smart (J) (Contractors)'s Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart (J) (Contractors) Interest Expense Chart

Smart (J) (Contractors) Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.03 -0.01 -0.01 -0.02 -0.01

Smart (J) (Contractors) Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.01 -0.01 -0.01 -0.01 -0.01
LSE:SMJ
61GF Score
Smart (J) & Co (Contractors) PLC LSE:SMJ
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Smart (J) (Contractors) Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jan. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-0.01 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of £-0.01 Mil mean?
Smart (J) (Contractors) (LSE:SMJ) has a Interest Expense of £-0.01 Mil as of Jan. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Smart (J) (Contractors) and its competitors.
Is Smart (J) (Contractors)'s Interest Expense too high?
Smart (J) (Contractors)'s current Interest Expense is £-0.01 Mil. Overall, Smart (J) (Contractors) has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Smart (J) (Contractors)'s Interest Expense compare to PWR and FIX?
Smart (J) (Contractors)'s Interest Expense of £-0.01 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Construction company?
A good Interest Expense depends on the Construction industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Smart (J) (Contractors) and its competitors. Smart (J) (Contractors)'s current Interest Expense is £-0.01 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart (J) (Contractors) stock overvalued right now?
Based on GuruFocus' analysis, Smart (J) (Contractors) (LSE:SMJ) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.20, compared to a current price of £1.13 — trading 48.9% below its estimated fair value. The current Interest Expense is £-0.01 Mil. Smart (J) (Contractors)'s overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Smart (J) (Contractors) (LSE:SMJ), the current Interest Expense is £-0.01 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smart (J) (Contractors) (LSE:SMJ) Overvalued in 2026?

Based on GuruFocus' analysis, Smart (J) (Contractors) stock appears to be undervalued. The current stock price of £1.13 is trading 48.9% below its estimated GF Value™ of £2.20. GuruFocus considers Smart (J) (Contractors) to be Significantly Undervalued.

Key valuation signals for LSE:SMJ:

  • Interest Expense: £-0.01 Mil
  • GF Value™: £2.20 vs. price of £1.13 (48.9% below fair value)
  • GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the LSE:SMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smart (J) (Contractors) Business Description

Address 28 Cramond Road South, Edinburgh, GBR, EH4 6AB
Smart (J) & Co (Contractors) PLC is a construction company. Its activities include building and civil engineering contracting, a residential development for sale, and the development of industrial and commercial property for lease and sale. The main construction activity undertaken by the company is that of social housing for several housing associations and registered social landlords predominately in the Edinburgh area. It has a portfolio of self-financed industrial and commercial properties that are owned and managed by its subsidiary company. The investment properties are located throughout the central belt of Scotland and in the Edinburgh area.
61GF Score

Get the complete analysis for LSE:SMJ

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.13
Price
£2.20
GF Value