Smart (J) (Contractors) (LSE:SMJ) ROE % Adjusted to Book Value: 0.23% (As of Jan. 2026)


LSE:SMJ Smart (J) & Co (Contractors) PLC LSE:SMJ
62 GF Score
Price £1.15
GF Value £2.18
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Smart (J) (Contractors) ROE % Adjusted to Book Value?

Smart (J) (Contractors) LSE:SMJ +2.22% 62 ROE % Adjusted to Book Value is 0.23% as of Jan. 2026. GuruFocus rates LSE:SMJ with a GF Score™ of 62/100 and a GF Value™ of £2.18 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Smart (J) (Contractors)'s ROE % for the quarter that ended in Jan. 2026 was 0.09%. Smart (J) (Contractors)'s PB Ratio for the quarter that ended in Jan. 2026 was 0.40. Smart (J) (Contractors)'s ROE % Adjusted to Book Value for the quarter that ended in Jan. 2026 was 0.23%.


Smart (J) (Contractors) ROE % Adjusted to Book Value Related Terms


Smart (J) (Contractors) ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Smart (J) (Contractors)'s ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart (J) (Contractors) ROE % Adjusted to Book Value Chart

Smart (J) (Contractors) Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.17 10.40 0.30 3.33 11.06

Smart (J) (Contractors) Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 6.10 0.28 21.92 0.23

LSE:SMJ vs PWR, FIX, EME: ROE % Adjusted to Book Value Comparison

For the Engineering & Construction subindustry, Smart (J) (Contractors)'s ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Smart (J) (Contractors) ROE % Adjusted to Book Value vs Construction Industry

For the Construction industry and Industrials sector, Smart (J) (Contractors)'s ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Smart (J) (Contractors)'s ROE % Adjusted to Book Value falls into.


LSE:SMJ
62GF Score
Smart (J) & Co (Contractors) PLC LSE:SMJ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Smart (J) (Contractors) ROE % Adjusted to Book Value Calculation

Smart (J) (Contractors)'s ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.98% / 0.36
=11.06%

Smart (J) (Contractors)'s ROE % Adjusted to Book Value for the quarter that ended in Jan. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.09% / 0.40
=0.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 0.23% mean?
Smart (J) (Contractors) (LSE:SMJ) has a ROE % Adjusted to Book Value of 0.23% as of Jan. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Smart (J) (Contractors) and its competitors.
Is Smart (J) (Contractors)'s ROE % Adjusted to Book Value too high?
Smart (J) (Contractors)'s current ROE % Adjusted to Book Value is 0.23%. Overall, Smart (J) (Contractors) has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Smart (J) (Contractors)'s ROE % Adjusted to Book Value compare to PWR and FIX?
Smart (J) (Contractors)'s ROE % Adjusted to Book Value of 0.23% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Construction company?
A good ROE % Adjusted to Book Value depends on the Construction industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Smart (J) (Contractors) and its competitors. Smart (J) (Contractors)'s current ROE % Adjusted to Book Value is 0.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smart (J) (Contractors) stock overvalued right now?
Based on GuruFocus' analysis, Smart (J) (Contractors) (LSE:SMJ) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.18, compared to a current price of £1.15 — trading 47.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 0.23%. Smart (J) (Contractors)'s overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Smart (J) (Contractors) (LSE:SMJ), the current ROE % Adjusted to Book Value is 0.23% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smart (J) (Contractors) (LSE:SMJ) Overvalued in 2026?

Based on GuruFocus' analysis, Smart (J) (Contractors) stock appears to be undervalued. The current stock price of £1.15 is trading 47.2% below its estimated GF Value™ of £2.18. GuruFocus considers Smart (J) (Contractors) to be Significantly Undervalued.

Key valuation signals for LSE:SMJ:

  • ROE % Adjusted to Book Value: 0.23%
  • GF Value™: £2.18 vs. price of £1.15 (47.2% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the LSE:SMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smart (J) (Contractors) Business Description

Address 28 Cramond Road South, Edinburgh, GBR, EH4 6AB
Smart (J) & Co (Contractors) PLC is a construction company. Its activities include building and civil engineering contracting, a residential development for sale, and the development of industrial and commercial property for lease and sale. The main construction activity undertaken by the company is that of social housing for several housing associations and registered social landlords predominately in the Edinburgh area. It has a portfolio of self-financed industrial and commercial properties that are owned and managed by its subsidiary company. The investment properties are located throughout the central belt of Scotland and in the Edinburgh area.
62GF Score

Get the complete analysis for LSE:SMJ

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.15
Price
£2.18
GF Value