Smart (J) (Contractors) (LSE:SMJ) Total Liabilities: £22.40 Mil (As of Jan. 2026)

What is Smart (J) (Contractors) Total Liabilities?

Smart (J) (Contractors) LSE:SMJ 61 Total Liabilities is £22.40 Mil as of Jan. 2026. GuruFocus rates LSE:SMJ with a GF Score™ of 61/100 and a GF Value™ of £2.19 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Smart (J) (Contractors)'s Total Liabilities for the quarter that ended in Jan. 2026 was £22.40 Mil.

Smart (J) (Contractors)'s quarterly Total Liabilities increased from Jan. 2025 (£25.69 Mil) to Jul. 2025 (£27.73 Mil) but then declined from Jul. 2025 (£27.73 Mil) to Jan. 2026 (£22.40 Mil).

Smart (J) (Contractors)'s annual Total Liabilities declined from Jul. 2023 (£22.46 Mil) to Jul. 2024 (£20.19 Mil) but then increased from Jul. 2024 (£20.19 Mil) to Jul. 2025 (£27.73 Mil).

Smart (J) (Contractors) Total Liabilities Related Terms

Smart (J) (Contractors) Total Liabilities Historical Data

* Premium members only.

The historical data trend for Smart (J) (Contractors)'s Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smart (J) (Contractors) Total Liabilities Chart

Smart (J) (Contractors) Annual Data

Trend

Jul16

Jul17

Jul18

Jul19

Jul20

Jul21

Jul22

Jul23

Jul24

Jul25

Total Liabilities

Get a 7-Day Free Trial

20.79

21.78

22.46

20.19

27.73

Smart (J) (Contractors) Semi-Annual Data
	Jul16	Jan17	Jul17	Jan18	Jul18	Jan19	Jul19	Jan20	Jul20	Jan21	Jul21	Jan22	Jul22	Jan23	Jul23	Jan24	Jul24	Jan25	Jul25	Jan26
Total Liabilities	Get a 7-Day Free Trial															24.07	20.19	25.69	27.73	22.40

61GF Score

Smart (J) & Co (Contractors) PLC LSE:SMJ

Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Smart (J) (Contractors) Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Smart (J) (Contractors)'s Total Liabilities for the fiscal year that ended in Jul. 2025 is calculated as

Total Liabilities	=	Total Current Liabilities	+	Total Noncurrent Liabilities
	=	Total Current Liabilities	+	(Long-Term Debt & Capital Lease Obligation	+	Other Long-Term Liabilities
	=	15.413	+	(0.212	+	12.107
	+	NonCurrent Deferred Liabilities	+	PensionAndRetirementBenefit	+	NonCurrent Deferred Income Tax)
	+	0	+	0	+	0)
	=	27.73

Total Liabilities	=	Total Assets (A: Jul. 2025 )	-	Total Equity (A: Jul. 2025 )
	=	158.335	-	130.603
	=	27.73

Smart (J) (Contractors)'s Total Liabilities for the quarter that ended in Jan. 2026 is calculated as

Total Liabilities	=	Total Current Liabilities	+	Total Noncurrent Liabilities
	=	Total Current Liabilities	+	(Long-Term Debt & Capital Lease Obligation	+	Other Long-Term Liabilities
	=	9.491	+	(0.211	+	12.194
	+	NonCurrent Deferred Liabilities	+	PensionAndRetirementBenefit	+	NonCurrent Deferred Income Tax)
	+	0	+	0	+	0)
	=	22.40

Total Liabilities	=	Total Assets (Q: Jan. 2026 )	-	Total Equity (Q: Jan. 2026 )
	=	152.08	-	129.684
	=	22.40

Frequently Asked Questions Learn more about Total Liabilities →

What does a Total Liabilities of £22.40 Mil mean?

Smart (J) (Contractors) (LSE:SMJ) has a Total Liabilities of £22.40 Mil as of Jan. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Smart (J) (Contractors) and its competitors.

Is Smart (J) (Contractors)'s Total Liabilities too high?

Smart (J) (Contractors)'s current Total Liabilities is £22.40 Mil. Overall, Smart (J) (Contractors) has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Smart (J) (Contractors)'s Total Liabilities compare to PWR and FIX?

Smart (J) (Contractors)'s Total Liabilities of £22.40 Mil can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Total Liabilities for a Construction company?

A good Total Liabilities depends on the Construction industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Total Liabilities mean?

A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Smart (J) (Contractors) and its competitors. Smart (J) (Contractors)'s current Total Liabilities is £22.40 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Smart (J) (Contractors) stock overvalued right now?

Based on GuruFocus' analysis, Smart (J) (Contractors) (LSE:SMJ) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.19, compared to a current price of £1.13 — trading 48.6% below its estimated fair value. The current Total Liabilities is £22.40 Mil. Smart (J) (Contractors)'s overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Total Liabilities calculated?

Total Liabilities is calculated from a company's financial statements. For Smart (J) (Contractors) (LSE:SMJ), the current Total Liabilities is £22.40 Mil as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smart (J) (Contractors) (LSE:SMJ) Overvalued in 2026?

Based on GuruFocus' analysis, Smart (J) (Contractors) stock appears to be undervalued. The current stock price of £1.13 is trading 48.6% below its estimated GF Value™ of £2.19. GuruFocus considers Smart (J) (Contractors) to be Significantly Undervalued.

Key valuation signals for LSE:SMJ:

Total Liabilities: £22.40 Mil
GF Value™: £2.19 vs. price of £1.13 (48.6% below fair value)
GF Score™: 61/100 with 1 warning sign

No single metric tells the full story. See the LSE:SMJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Smart (J) (Contractors) Business Description

Industry Industrials Construction

Comparable Companies LSE:BILN LSE:VANL LSE:TGP LSE:NEXS LSE:CEPS LSE:BUC LSE:SFR PWR XPAR:DG FIX NSE:LT XKRX:028260 XAMS:FER XTER:HOT XMAD:ACS EME MTZ SHSE:601668 STRL XPAR:EN

Address 28 Cramond Road South, Edinburgh, GBR, EH4 6AB

Website https://www.jsmart.co.uk

Smart (J) & Co (Contractors) PLC is a construction company. Its activities include building and civil engineering contracting, a residential development for sale, and the development of industrial and commercial property for lease and sale. The main construction activity undertaken by the company is that of social housing for several housing associations and registered social landlords predominately in the Edinburgh area. It has a portfolio of self-financed industrial and commercial properties that are owned and managed by its subsidiary company. The investment properties are located throughout the central belt of Scotland and in the Edinburgh area.

61GF Score

Get the complete analysis for LSE:SMJ

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.13

Price

£2.19

GF Value

View LSE:SMJ Analysis

See Total Liabilities data for all stocks →