LUVU (Luvu Brands) Interest Coverage: 2.23 (As of Mar. 2026) — 62% Above Median


What is Luvu Brands Interest Coverage?

Luvu Brands LUVU +40.35% Interest Coverage is 2.23 as of Mar. 2026, which is 62% above its 10-year median of 1.38. The stock has 6 warning signs investors should review. Among 296 Furnishings, Fixtures & Appliances companies, Luvu Brands ranks worse than 96.96% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Luvu Brands's Operating Income for the three months ended in Mar. 2026 was $0.23 Mil. Luvu Brands's Interest Expense for the three months ended in Mar. 2026 was $-0.10 Mil. Luvu Brands's interest coverage for the quarter that ended in Mar. 2026 was 2.23. The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Luvu Brands Incs earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.

The historical rank and industry rank for Luvu Brands's Interest Coverage or its related term are showing as below:

LUVU' s Interest Coverage Range Over the Past 10 Years
Min: 0.32   Med: 1.38   Max: 4.91
Current: 0.35


LUVU's Interest Coverage is ranked worse than
96.96% of 296 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 10.955 vs LUVU: 0.35

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Luvu Brands  (OTCPK:LUVU) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Luvu Brands Interest Coverage Related Terms


Luvu Brands Interest Coverage Historical Data

* Premium members only.

The historical data trend for Luvu Brands's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Luvu Brands Interest Coverage Chart

Luvu Brands Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.91 2.77 4.35 0.42 0.00

Luvu Brands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.35 2.23

LUVU vs LBRA, NCL, SNTW: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Luvu Brands's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luvu Brands Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Luvu Brands's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Luvu Brands's Interest Coverage falls into.



Luvu Brands Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Luvu Brands's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Luvu Brands's Interest Expense was $-0.37 Mil. Its Operating Income was $-0.07 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.22 Mil.

Luvu Brands did not have earnings to cover the interest expense.

Luvu Brands's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Luvu Brands's Interest Expense was $-0.10 Mil. Its Operating Income was $0.23 Mil. And its Long-Term Debt & Capital Lease Obligation was $3.69 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.227/-0.102
=2.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.23 mean?
Luvu Brands (LUVU) has a Interest Coverage of 2.23 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luvu Brands and its competitors. This is 62% above median its historical median of 1.38. Over the past decade, Luvu Brands' Interest Coverage has ranged from 0.32 to 4.91. According to the industry distribution chart, Luvu Brands ranks #287 out of 296 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 97%.
Is Luvu Brands' Interest Coverage too high?
Luvu Brands' current Interest Coverage of 2.23 is 62% above median its 10-year median of 1.38. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 4.91. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 10.96. Luvu Brands' value of 2.23 is 79.6% below this industry median. Based on the distribution chart, Luvu Brands ranks #287 out of 296 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers.
How does Luvu Brands' Interest Coverage compare to LBRA and NCL?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Luvu Brands ranks #287 out of 296 companies for Interest Coverage. This places Luvu Brands in the lower half of its industry. The industry median Interest Coverage is 10.96. Luvu Brands' value of 2.23 is 79.6% below this benchmark. Historically, Luvu Brands' own Interest Coverage has ranged from 0.32 to 4.91 over the past decade. While the company's 10-year median is 1.38 vs. the industry median of 10.96, Luvu Brands has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 10.96, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luvu Brands's current Interest Coverage of 2.23 is 79.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Luvu Brands and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 10.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luvu Brands's current Interest Coverage is 2.23, which is 62% above median its own 10-year median of 1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luvu Brands stock overvalued right now?
Based on GuruFocus' analysis, Luvu Brands (LUVU) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.06, compared to a current price of $0.04 — trading 33.3% below its estimated fair value. The current Interest Coverage is 2.23, which is 62% above median its 10-year median of 1.38 and 79.6% below the Furnishings, Fixtures & Appliances industry median of 10.96. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Luvu Brands (LUVU), the current Interest Coverage is 2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Luvu Brands Business Description

Address 2745 Bankers Industrial Drive, Atlanta, GA, USA, 30360
Luvu Brands Inc designs, manufactures, and markets a portfolio of consumer lifestyle brands including Liberator, a brand category of iconic products for enhancing sensuality and intimacy; Avana, inclined bed therapy products, assistive in relieving medical conditions associated with acid reflux, surgery recovery, and chronic pain; and Jaxx, a diverse range of casual fashion daybeds, sofas, and beanbags made from virgin and re-purposed polyurethane foam. The company conducts its business through two segments: Direct (consisting of its Internet websites) and Wholesale (consisting of its stocking resellers, drop-ship accounts, contract manufacturing, and distributor accounts).